Category Archives: Finance Guide

Many southern states can be affected by tornado activity during winter and spring storms. In a recent interview, an insurance adjuster admitted that insurance losses from tornadoes can often be overlooked and not properly addressed. It is important for policyholders to be educated about the different damages they should look out for and how to spot subtle […]

Filing home insurance claims can only mean one thing: you have suffered some kind of loss. The hard work begins. With the assistance of an insurance broker or agent, it is simple to obtain home insurance. It is easy to get a quote and activate your policy. But things don’t always go as smoothly when you file a claim […]

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]

Mobile home insurance provides protection from damage or loss to manufactured homes. Typical coverages include protection for the structure, personal possessions and liability expenses. Certain insurers provide additional endorsements that allow you to personalize your policy. For instance, you could choose replacement cost coverage instead of actual cash value coverage. It offers a variety of […]

When purchasing or enrolling in a health insurance plan, you may need to provide documentation of coverage as part of the enrollment process or when filing taxes. You might even require proof of coverage when filing taxes! Keep the necessary documents handy, as they can help expedite issues more easily. Learn what constitutes proof of […]

Loss Recovery and Changes in Building Code You’re likely to have suffered severe property damage and large losses after a natural disaster. The “aftershock” of a natural disaster is often the increased costs of rebuilding according to the most recent building codes. Unless you have purchased an Endorsement for your policy, which is called either: “Increased […]

It’s not easy to have a fleet of company vehicles in today’s market. You have to worry not only about your employees’ use of your vehicles, but also about whether you have enough money to replace them if they do fail. These worries can be reduced if you set some guidelines and give examples of how to […]

What is the monthly cost of car insurance? What is the cost of car insurance for certain cars? What are the best ways to reduce car insurance rates? These are important questions that you need to ask. You also want the best insurance deal possible. Talk to your neighbors and friends when you’re looking for prices and services. The prices […]

The Ford Focus is still a popular car, even though it was discontinued in 2018. The Ford Focus is a popular economy car for commuters who want to buy a used car or for a new driver who wants a car for their first time. The insurance costs for a Ford Focus are comparable to that of […]