Internet shopping has made it possible to easily find affordable car insurance that meets your needs. It is important to understand what you are getting with car insurance, even if you want to save money. First, collision insurance and comprehensive insurance are not required if your car is older than 12 months. No matter the type of […]
Category Archives: Finance Guide
In the past few months, I have spent a lot of time visiting doctors, hospitals and pharmacies; following up on prescriptions for myself, as well as others. It is easy to tell a lot about a country and its people by the way they treat their elderly, infirm, and disabled. My own experiences were mixed. Some […]
Auto insurance: Nearly all Americans are familiar with auto insurance by the time they turn sixteen. In order to register a vehicle, insurance is required. The DMV won’t grant registration for a vehicle worth $5,000 if there is no proof of insurance or $40,000 of disposable savings. Car insurance covers the cost of vehicle damage, other vehicle […]
Knowing that your small business is covered can give you a lot more peace of mind. It is essential to fully understand the risks of your business and what types of insurance you need to protect it. Understanding what general insurance does not cover is as important as understanding its coverage. Before you buy a policy, the […]
During a recent financial assessment with a client, which I do with all clients, I asked him if he had any income protection. He replied that he did. I was surprised and impressed. This is not something young people often think about, but this man in his twenties had it all sorted. He quickly responded with, “I think […]
Massachusetts residents have the option to choose from many auto insurance companies, including new insurers. This highly competitive industry offers a wide range of insurance options. The Massachusetts Auto Insurance Market was deregulated on April 1. This law, which deregulated the Massachusetts auto insurance market, promises to lower auto insurance rates by increasing competition. It also serves […]
It’s a question that plagues many young adults: when am I off my parents insurance? It’s a valid question, as health insurance is not cheap and many young adults are struggling to make ends meet. The answer, unfortunately, is not a simple one. It depends on a variety of factors, from your age to your […]
You or your insurance carrier can initiate a homeowners insurance renewal. Either you can let your policy expire or you might receive an insurance notice from your carrier advising you that your policy will be terminated. To ensure that your coverage does not lapse, you should start looking for a new policy for home insurance with another company. […]
Smart home technology is making life easier and safer. Biometric or smart locks provide additional security by requiring a pin and fingerprint to unlock your home. This can make it more secure than traditional keys. Your house key is accessible to anyone who holds it. However, your fingerprint or pin are enough to block others from getting […]
28 people die each day in America from drinking and driving accidents. DWIs and DUIs are serious offenses that carry severe penalties. You will most likely experience an increase in your car insurance premium after being convicted in Maryland of DUI. Maryland drivers see an average 78% increase in their car insurance premiums after being convicted for DUI. This […]