Pets and renters insurance: Why you need it

The American Pet Products Association reports that 67% households in the United States own at least one pet. 63.4 million households have a dog, and 42.7 millions households have a cat. Renters who own pets should consider the coverage of their renters insurance. You might even consider pet insurance. While pets offer many benefits to their owners, there are also risks of […]

Does homeowners insurance cover A/C?

A functioning AC unit is essential for comfort and quality of life. It’s important that you are prepared to pay maintenance costs as well as replacement costs. A home warranty might cover repairs or replacements of your AC unit that are caused by regular use. However, homeowners insurance generally doesn’t cover wear. Your insurance provider will not likely reimburse […]

Out-of-state car insurance

Car insurance protects drivers from financial loss if they are involved in an accident. There are many factors that can impact the outcome of an accident. Your insurance company will need information about the accident. This includes the details of the vehicle’s damage, the location and the person responsible. Your insurer might even ask you if the accident occurred […]

Wyoming car insurance laws

Wyoming drivers need financial protection from car insurance, whether they are driving through Wyoming’s wide open spaces, Yellowstone National Park, Cheyenne, or on treacherous terrain during severe winter weather. According to the Insurance Information Institute, more than 419,000 drivers were on Wyoming’s roads in 2018, with 111 fatalities. However, local reports show that this number increased by nearly one-third in the […]

Accidental death & dismemberment (AD&D) insurance

You might have noticed that your company offers accidental death and dismemberment insurance. This is a perk that many companies offer and which you can also get as an individual. Few employees know what it is and how it can benefit them. The most frequent question HR departments are asked is whether accidental deaths insurance is worthwhile. What […]

Veterans’ Group Life Insurance (VGLI)

The Veterans’ Group Insurance (VGLI), which allows former service members to continue their insurance coverage even after they leave the military, may allow them to do so. These policies offer death benefits to veterans to cover expenses such as funeral costs or decedent taxes. VGLI policies can be a cost-friendly option for veterans who have pre-existing medical conditions. What […]

How to Get the Best Auto Insurance Quote

Shopping around for car insurance quotes is key to finding a lower premium quote, from both national and regional providers alike. Compare their offers carefully for optimal savings! Your quotes will depend on a range of personal factors, including ZIP code and driving history. Your credit score could also play an impactful role; though in […]

Is It Worth Getting Dental Insurance?

Most dental insurance is offered through their employer; however, individuals may also purchase individual plans with monthly premiums, deductibles and annual maximums. Many plans cover preventive care costs completely and cover basic procedures like fillings 80%; however, certain plans have deductibles or copays that must be paid first. Premiums Though dental insurance might seem costly […]

What Is Medex Insurance?

Many retirees opt for Medex coverage, a Medicare supplement plan that works alongside Parts A and B to cover costs such as copays and prescription drugs. Furthermore, Medex also provides travel assistance as well as other benefits. These pages outline key features of their plans; for full terms and conditions please consult the plan description/riders. […]

Who Bought All American Life Insurance?

German American Insurance Company was formed in response to a need among business owners for reliable risk management solutions during the late 19th century, issuing its inaugural policy in 1872. Under Carl H. Lindner Jr.’s leadership, Great American established itself in specialty commercial property and casualty businesses across North America. German American Insurance Company German […]