During a recent financial assessment with a client, which I do with all clients, I asked him if he had any income protection. He replied that he did. I was surprised and impressed. This is not something young people often think about, but this man in his twenties had it all sorted. He quickly responded with, “I think […]

Auto insurance: Nearly all Americans are familiar with auto insurance by the time they turn sixteen. In order to register a vehicle, insurance is required. The DMV won’t grant registration for a vehicle worth $5,000 if there is no proof of insurance or $40,000 of disposable savings. Car insurance covers the cost of vehicle damage, other vehicle […]

You may have had some form of insurance at one time or another. Insurance is a common choice for adults who are responsible and want to live a healthy life. When you think of insurance, it usually denotes protection or security. There are many types of insurance available. One can choose to protect their home, travels and […]

The article “Scope of the Reinsurance Market”, provides an in-depth analysis of the future outlook of the global reinsurance market and the three regions, including North America, Europe and Asia-Pacific. This article provides specific insights on market behavior, constraints, and recent developments in the reinsurance industry. Reinsurance is the backbone of any economy. It enables large-scale investment projects. It […]

Many companies neglect to review their insurance policies and the coverage they provide until something happens. If you don’t plan ahead, it might not be covered. Here are some examples of what can happen: employee theft, chemical spillages, lost keys, damaged equipment, and items broken. Proper insurance coverage is an important tool to reduce your risk. Basic […]

Establishing your own legal entity is an essential part of starting your own photography business. This includes registering yourself for tax purposes. This is more than what this article can cover, as every country has its own business rules. Each state has its own legal rules. First, register your business according the local rules. If you have any questions […]

Today’s business strategy is about integrating new insights and creating a plan that will lead to success. McKinsey’s study found that companies who use customer analytics regularly are more likely generate above-average profits. They also perform better than their less analytically-oriented peers by staying ahead of customers throughout the customer lifecycle and enjoying much higher customer loyalty. What […]

The daily activity plan is an easy-to-follow step-by-step method to help you achieve your sales goals and build a compelling career in insurance. A diligent follower of a daily action plan is more likely to succeed as an insurance agent. Here is an example of a daily action plan. 1. Do the work. You are now self-employed so discipline must start […]

When there is an important event in their life that requires new or revised coverage, most people contact their underwriters or insurance brokers. Fewer people remember to check their insurance regularly or to make subtle changes to their coverage requirements. Regularly reviewing your insurance policy will help ensure that your coverage is as good as you […]

Many insurance policies offer coverage for different types of damage and accidents. Each family should have at minimum one of these three. Different types of homeowner policies The insurance for homeowners falls within one of six categories. HO-1 or HO-2 are the more common names. They cover only property against damage that is specifically listed. The extent of […]