Search Results for: insurance

Buying a new car in California is an exciting experience, but it can also be stressful when it comes to navigating the state’s insurance laws. You may find yourself wondering how long you have to add your newly purchased vehicle to your existing insurance policy or if you need to purchase a new one altogether. […]

Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]

Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]

If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]

No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]

Compare the best classic car insurance companies, including Hagerty and Grundy, to find the right fit for you. A classic car is an item that will be treasured for many years. You can show off your classic car at a car show, or restore it yourself in your garage. Classic car insurance is the best way […]

Many companies permit it, but there’s no guarantee it’ll save you money in the long run. Although sharing renters insurance can save you money in the short-term, it is not always a good idea. Although many insurance companies will allow you add a roommate, it’s important to weigh the pros and disadvantages of having joint renters […]

Title insurance provides financial protection in the event that someone claims partial ownership of your property after you have purchased and closed on it. A title agency must be contacted by the lender to verify that there are no open claims against the property you are purchasing. The seller must address any issues that arise before closing. […]

Due to their strong online presence, Progressive and Esurance are able to compete head-to-head. Progressive Insurance was established in 1937. It became a leading provider of car insurance when it expanded to online. Esurance began as an online-only insurer company in 1999. Both companies offer affordable prices and many discounts to customers with different budgets. Comparison of Progressive vs. Esurance While […]

Two types of homeinsurance are called “HO-3” or “HO-5”. Each type provides coverage for your home, your property, and liability coverage in the event of an injury to your home. The most popular homeowner policy in the U.S. is the HO-3. An HO-5 policy, like an HO-3 policy, provides home and property coverage along with liability. HO-5 policies are often […]