Search Results for: insurance

North Las Vegas, NV has a median property worth of $208,100 and an average annual rate for homeowners Insurance of $876 for $250K dwelling coverage. Although North Las Vegas is not prone to natural disasters, it does have a high chance of earthquakes. Although homeowners insurance is not required unless you own a mortgage, it can protect your home and belongings in […]

Maine’s car insurance laws are among the strongest in the United States. They have high minimum liability coverage. These levels are 50/100/25. Maine drivers are also required to carry medical payments (medpay) coverage, as well as uninsured/underinsured motorist insurance (UM/UIM) insurance. Maine’s insurance premiums are low despite the high minimums. The minimum coverage policy in Maine costs $227. […]

Connecticut’s auto insurance requirements, like those in other states, are set by the state government. They must be followed in order to drive legally. Connecticut requires liability coverage in order to cover both property damage as well as injuries for anyone who is at fault in an accident. It also requires you to carry uninsured/underinsured motorist coverage […]

New Hampshire is the only state that doesn’t require minimum liability car insurance. You will not be penalized or fined if you cannot show proof of insurance if you are stopped and pulled over by a police officer. Even though insurance is not mandatory, it’s not a good idea for drivers to be without insurance. In New […]

Nevada drivers must have minimum liability insurance in order to be legally licensed to drive. Although the legal minimum is 25/50/20 it is possible to buy more to get the best car coverage in Nevada. Also, you must always have proof of your insurance on you when you’re behind the wheel. You can either show proof of your insurance […]

Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]

Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]

Bronze plans offer lower monthly premiums but higher deductibles, making them often cost-effective thanks to health insurance subsidies. Silver plans fall between the metal tiers, offering lower monthly costs but higher medical coverage. This type of plan is ideal for people seeking moderate coverage but cannot afford an expensive deductible. Bronze Bronze plans are the […]

Under the Affordable Care Act (ACA), children can remain on their parents’ health insurance until age 26. Parents can purchase coverage in the marketplace, with potential premium subsidies. Parents without group coverage can attempt to secure off-exchange private coverage for themselves; however, the costs tend to be more costly compared to family plans; eligibility requirements […]

Looking forward to that long-awaited trip you’ve been planning for months? Exciting! But before you pack your bags and head off to the airport, there’s an important question you need to ask yourself: “Should I buy air travel insurance?” With the uncertainty of today’s world, it can be hard to know whether or not this […]