Search Results for: insurance

Medicare Part D Prescription Drug Plans: What You Need to Know

Medicare Part D is the optional portion of Medicare that covers prescription drugs. Medicare Part D, an optional program that covers prescription drugs and is offered by private insurers under federally approved plans, is available. The monthly premium for most recipients varies depending on the plan. There may also be co-pays or other costs. Part D was […]

Recruiting Female Agents Has Its Benefits

The Top 3 Reasons Women Should Be Rehired: 1. Successful interactions: Females can relate to female prospects and clients, which makes it easier to understand their needs. 2. Strong contacts: Women often have strong connections, whether in their community or their previous professions. This can help them build solid practices. 3. Popular Demand: There are many agencies that target […]

Nationwide vs Progressive

Nationwide Insurance was established in 1925. It was initially created to assist farmers with affordable car insurance. It is currently the eighth-largest car insurance provider with 22% of the total market. Nationwide sells insurance products including auto, home and renters insurance. Progressive Insurance, another popular provider of car insurance, has 13% market share making it the third-largest company […]

LLC’s and Trusts: To Insure Properly or Not

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Prevent sewer backups

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

State Farm vs Liberty Mutual

State Farm is the largest U.S. insurer and has 9.12% of the market. State Farm has been selling policies since 1922. It receives strong marks from third-party rating agency J.D. for financial strength and customer satisfaction. AM Best and Power. State Farm also offers auto insurance for homeowners, renters, and life insurance policies. Liberty Mutual, a household name […]

Is Your LEED Certified Building Adequately Insured?

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

Reported Trends in Cargo Theft: How Not to Get Caught Out This Holiday Season

CargoNet and its partners compiled statistics as part a larger American survey. They found that the most commonly stolen cargo types are consumer electronics, food, and clothing. Truck stops and rest areas are also common targets for organized cargo theft. Organized cargo thieves have greater opportunities to steal cargo during Christmas. According to statistics from […]