Metals can be compared to a stimulant confidant on the commodity market. They remain intact and favor the buyer even in slumps. Their utility is what drives their demand on the market. They are more than just worn; they can also be used in electronic goods. Every metal is supported by useful properties that make them attractive […]
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In the last post, I described how your insurance company might determine if your car was damaged in an accident. It is important to understand how your insurance company determines the value of your vehicle. The process of determining your car to be a total loss can be complicated. If you find yourself in this […]
Insurance classification Insurance purposes generally divide the vehicles into four categories. (1) Private cars(2) Commercial vehicles refers to any type mechanically driven vehicle that is used in business or trade. They can be passenger vehicles, goods vehicles, or tractors.(3) Trade vehicles.(4) Motor bikes Rates are set for each classification. Further classifications based on vehicle use […]
You have just had your car damaged in a car crash or other similar occurrence. The claim is sent by the insurance company, who inspects your vehicle. The insurance company inspects the vehicle and determines that it is totaled. Or they may determine that the car is repairable but you feel it should be totaled. […]
Teen drivers, particularly those between 16 and 19, are responsible for more accidents than other age groups. This sad situation is made worse by the fact parents don’t carefully give driving privileges to their children. Recent stats also show no reversal in this tragic trend. The good news? Most auto accidents involving teenagers can still […]
Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]
Retroactive disability benefits refer to payments for time you spent disabled prior to filing your disability application. To receive these payments, substantial evidence must be presented regarding your alleged onset date (AOD). An Approved Order of Disability must be approved by the Social Security Administration before you can receive retroactive pay and back pay payments. […]
Businesses must prepare themselves against unexpected events by purchasing property and liability policies to cover losses and defend against possible lawsuits. As a hiring party, it is your duty to verify that all contractors you work with have adequate insurance policies that comply with contractual obligations as well as state and industry-prescribed regulations. This process […]
Quitclaim deeds offer a quick and efficient method for transferring property titles between family members or to trusts. However, these deeds do not offer buyers any protection. This blog post will explain why most title companies do not insure quitclaim deeds and what you can do about it. Underwriting Guidelines Deeds are legal documents used […]
Since the 1980s, I had rented cars for family holidays on numerous occasions. These were typically arranged through a recommendation from the self-catering villa business or through a local contact. I would usually hire a small car, such as a Fiat/Seat Panda/Ford Fiesta. I have had the pleasure of hiring a car in Corsica and […]