Search Results for: insurance

Classification of Vehicles Insured

Insurance classification Insurance purposes generally divide the vehicles into four categories. (1) Private cars(2) Commercial vehicles refers to any type mechanically driven vehicle that is used in business or trade. They can be passenger vehicles, goods vehicles, or tractors.(3) Trade vehicles.(4) Motor bikes Rates are set for each classification. Further classifications based on vehicle use […]

When Is a Car Totaled?

You have just had your car damaged in a car crash or other similar occurrence. The claim is sent by the insurance company, who inspects your vehicle. The insurance company inspects the vehicle and determines that it is totaled. Or they may determine that the car is repairable but you feel it should be totaled. […]

Essential Tips for Teen Driving

Teen drivers, particularly those between 16 and 19, are responsible for more accidents than other age groups. This sad situation is made worse by the fact parents don’t carefully give driving privileges to their children. Recent stats also show no reversal in this tragic trend. The good news? Most auto accidents involving teenagers can still […]

What Is A Major Difference Between Private Commercial Insurers And Hmo’s?

Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]

Retroactive Disability Benefits

Retroactive disability benefits refer to payments for time you spent disabled prior to filing your disability application. To receive these payments, substantial evidence must be presented regarding your alleged onset date (AOD). An Approved Order of Disability must be approved by the Social Security Administration before you can receive retroactive pay and back pay payments. […]

How Can I Tell If A Business Is Insured?

Businesses must prepare themselves against unexpected events by purchasing property and liability policies to cover losses and defend against possible lawsuits. As a hiring party, it is your duty to verify that all contractors you work with have adequate insurance policies that comply with contractual obligations as well as state and industry-prescribed regulations. This process […]

Will Title Companies Insure Quitclaim Deeds?

Quitclaim deeds offer a quick and efficient method for transferring property titles between family members or to trusts. However, these deeds do not offer buyers any protection. This blog post will explain why most title companies do not insure quitclaim deeds and what you can do about it. Underwriting Guidelines Deeds are legal documents used […]