Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]
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Retroactive disability benefits refer to payments for time you spent disabled prior to filing your disability application. To receive these payments, substantial evidence must be presented regarding your alleged onset date (AOD). An Approved Order of Disability must be approved by the Social Security Administration before you can receive retroactive pay and back pay payments. […]
Businesses must prepare themselves against unexpected events by purchasing property and liability policies to cover losses and defend against possible lawsuits. As a hiring party, it is your duty to verify that all contractors you work with have adequate insurance policies that comply with contractual obligations as well as state and industry-prescribed regulations. This process […]
Quitclaim deeds offer a quick and efficient method for transferring property titles between family members or to trusts. However, these deeds do not offer buyers any protection. This blog post will explain why most title companies do not insure quitclaim deeds and what you can do about it. Underwriting Guidelines Deeds are legal documents used […]
Since the 1980s, I had rented cars for family holidays on numerous occasions. These were typically arranged through a recommendation from the self-catering villa business or through a local contact. I would usually hire a small car, such as a Fiat/Seat Panda/Ford Fiesta. I have had the pleasure of hiring a car in Corsica and […]
Had been you concerned in an auto accident? The very first thing to verify is whether or not you might be injured. If in case you have been injured in any means you want the providers of an auto damage lawyer. At occasions an obvious minor damage can flip into a significant complication in a […]
Your auto policy provides collision coverage if you’re involved in a car accident. Collision coverage covers the cost of repairing or replacing your vehicle if it is totaled in an accident. This applies regardless of fault. If you are the main cause of an accident, and your vehicle is damaged, there are two options for […]
Are you familiar with “crash fees?” What are they? In essence, these fees are being implemented by various municipalities in different states to pay drivers who are involved in auto accidents that require police and other services. The fees for emergency response teams, paramedics, firefighters, and police are charged to anyone involved in an accident […]
The Banking Act of 1933, also known as the Glass-Steagall Act, created the FDIC. FDIC is an independent agency of the government that “preserves, promotes public trust in the U.S. Financial System by insuring depositors up to $250,000 per insured banks; by identifying and monitoring the risks to the deposit insurance fund; and by limiting economic […]
In many articles I’ve written, as well as by other authors, it has been noted that too much trust is placed on the insurance company or their agency who hired you. They can show you how they want. It is clear that the insurance company route is not the best. The failure rate for 18 months was 85%. You must […]