Search Results for: insurance

What Is A Major Difference Between Private Commercial Insurers And Hmo’s?

Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]

Retroactive Disability Benefits

Retroactive disability benefits refer to payments for time you spent disabled prior to filing your disability application. To receive these payments, substantial evidence must be presented regarding your alleged onset date (AOD). An Approved Order of Disability must be approved by the Social Security Administration before you can receive retroactive pay and back pay payments. […]

How Can I Tell If A Business Is Insured?

Businesses must prepare themselves against unexpected events by purchasing property and liability policies to cover losses and defend against possible lawsuits. As a hiring party, it is your duty to verify that all contractors you work with have adequate insurance policies that comply with contractual obligations as well as state and industry-prescribed regulations. This process […]

Will Title Companies Insure Quitclaim Deeds?

Quitclaim deeds offer a quick and efficient method for transferring property titles between family members or to trusts. However, these deeds do not offer buyers any protection. This blog post will explain why most title companies do not insure quitclaim deeds and what you can do about it. Underwriting Guidelines Deeds are legal documents used […]

Automobile Crash Fees – What Are They?

Are you familiar with “crash fees?” What are they? In essence, these fees are being implemented by various municipalities in different states to pay drivers who are involved in auto accidents that require police and other services. The fees for emergency response teams, paramedics, firefighters, and police are charged to anyone involved in an accident […]

How Much Money Did the FDIC Insure in 1933?

The Banking Act of 1933, also known as the Glass-Steagall Act, created the FDIC. FDIC is an independent agency of the government that “preserves, promotes public trust in the U.S. Financial System by insuring depositors up to $250,000 per insured banks; by identifying and monitoring the risks to the deposit insurance fund; and by limiting economic […]