Search Results for: insurance

Buy-Sell Agreements: What Happens If an Owner of a Closely Held Business Dies or Is Disabled?

Shareholders and business partners in closely held businesses should be aware of the possibility that one of their partners may die early or become permanently disabled. The estate of the deceased may stipulate that the business be passed to the family. This could cause serious problems for the business and its surviving partners. Sometimes, businesses that were […]

Redundancy Fears? Things You Must Know About Keeping Your Home

According to the Council of Mortgage Lenders, 36,300 UK property were taken into foreclosure last year. According to the Council of Mortgage Lenders, this number will rise to at most 40,000 in 2011. Experts predict that this number will rise to at least 40,000 in 2011, if the Bank of England increases the interest rate. The three key […]

SR-22 in Oregon

Drivers in Oregon can have their license suspended if they have a driving record with a serious violation. Oregon drivers will need to purchase SR-22 Insurance in order to have their license restored. Their driver’s license is suspended until they have the proper documentation. An SR-22 certificate is a document that shows the driver has the minimum required liability […]

Agency Succession Planning – Options and Opportunities

These situations are often fraught with difficulties. The owner must “unlock” the agency’s liquidity so that he or she can retire and not create excessive financial leverage for his/her successors. The agency owner must choose between protecting the legacy of the family business and transferring ownership to avoid creating an excessive financial burden. The agency owner […]

Mortgage Protection – Easing Your Biggest Concerns

Now you have a beautiful new home. And with it, a wonderful new mortgage. The average mortgage loan is around PS150,000. This means that you will need to make a long-term commitment and repay the money. Repayments take a significant portion of your monthly income. How can you protect yourself from financial disasters? You have a family to […]

Tips For Preparing And Having Group Employee Benefit Meetings

It is not easy to educate and communicate with employees about the benefits offered by their employer and broker(s) before the “Enrollment Period”. The Employer and Broker must collaborate to make the Benefit Plan Design, the Programs, and/or Services clear and understandable for the employees and their families. Effective “Group Meetings”, including preparation and follow-up, can have […]