Search Results for: insurance

You’ll be able close more sales faster and easier than you ever imagined if you know the secret I’m about sharing with you. However, this means that no matter how many sales techniques you have, you will only be able to achieve a fraction of the potential profit your business can generate. Here’s an old […]

People have two main concerns about retirement income: 1. saving enough money to retire and 2. running out before they run out of life. The expectation that seniors will live 20,30,40, and more years than the average retirement age of 62 to 65 is very real. Even though everyone is concerned about it, those younger than us […]

As soon as you plan on proposing soon or have been given an engagement ring, or already own one yourself, you may be contemplating the best way to insure it. A jewelry policy can ensure its protection from loss, theft and damage – something home and car policies don’t provide. An independent insurance professional can […]

Insurance agencies must do many things to ensure their business grows each year. These same activities can be used to help agencies identify areas that need improvement. Monitoring your quote volume is one of the best ways to track your business’ growth and pinpoint areas that are lacking. Monitor your quote volume by looking at the quotes […]

Prospecting for long-term care agents has become very competitive. A giveaway is a great way to help your LTC senior clients. Everybody can improve their memory. With practice and time, most people can even regain some of their ability to remember more. This article is ideal for long-term care insurance agents to share with their senior clients. Free […]

Which person is most influential in your life? We are the ones who have the greatest influence! We are the only one who can have greater influence than others. Self-talk is a way to influence yourself. Your words and how you talk to yourself have far greater impact than we can imagine. The following self-talk is by an […]

When you open your mail, you find a letter from professional liability insurance. You are about to sign off on the letter when you realize that your insurance company has made some allegations about a claim you have recently filed that could potentially affect your coverage. This could indicate that you are not covered for the claim. […]

If you itemize, premiums, copayments and certain other expenses may be deductible. You may be eligible to deduct Medicare costs such as copayments or premiums if you itemize your income taxes. Unreimbursed medical or dental expenses may be deductible if they exceed 7.5% your adjusted gross income. Part A premiums can be deducted under certain circumstances. […]

Long-term care costs can cause serious damage to your retirement savings. The U.S. Department of Health and Human Services estimates that 27% of Americans who turn 65 in this year will have to pay at least $100,000 for long-term care, and nearly 18% will need care exceeding $250,000. This is a difficult pill to swallow for seniors. […]

Speeding is costly. Full coverage car insurance costs in the U.S. for a speeding ticket are $2,029 per annum, compared with $1674 for a clean driving record. It’s difficult to determine the average speeding ticket cost because penalties are assessed based on how many miles you drive in states such as Wyoming, Pennsylvania, and Michigan. Most states have penalties […]