Search Results for: insurance

Areport revealed that Dekalb County, Georgia makes the list of the top 50 counties in the country with the most hit-and-run fatalities. One of the most serious violations Georgia drivers may be facing is a hit-and run. Drivers who are convicted of leaving an accident scene may face a heavy fine, a suspension of their license, and possible jail […]

Nationwide Insurance was established in 1925. It was initially created to assist farmers with affordable car insurance. It is currently the eighth-largest car insurance provider with 22% of the total market. Nationwide sells insurance products including auto, home and renters insurance. Progressive Insurance, another popular provider of car insurance, has 13% market share making it the third-largest company […]

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

State Farm is the largest U.S. insurer and has 9.12% of the market. State Farm has been selling policies since 1922. It receives strong marks from third-party rating agency J.D. for financial strength and customer satisfaction. AM Best and Power. State Farm also offers auto insurance for homeowners, renters, and life insurance policies. Liberty Mutual, a household name […]

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

CargoNet and its partners compiled statistics as part a larger American survey. They found that the most commonly stolen cargo types are consumer electronics, food, and clothing. Truck stops and rest areas are also common targets for organized cargo theft. Organized cargo thieves have greater opportunities to steal cargo during Christmas. According to statistics from […]

I don’t think I have ever met anyone who doesn’t like paying for business insurance. While many businesses believe it is necessary, most people would prefer not to have it. It is not a popular topic, but it is important to understand the reasons it is necessary, the different types of policies you should consider, […]

Determine your eligibility, make a MyMedicare.gov account, sign up for Medicare Advantage or drug plans and more. Medicare.gov is the official website for Medicare, the U.S. government health care program for seniors and those with certain disabilities. This site is particularly useful for finding providers, comparing plans and learning about policies and costs. Here are some ways you can […]

More companies are looking at their risks to ensure that business operations continue as normal. Companies are now looking for cost-saving ways to manage risk. Risk transfer, which is a risk management strategy that shares the risk with third parties, is another option. Companies use insurance carriers to transfer the risk of unanticipated losses or […]