Search Results for: insurance

Car ownership for DACA and undocumented citizens

In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]

How to change gender on a driver’s license

A survey by Gallup in 2021 found that 11.3% of LGBT adults identify themselves as transgender. This is roughly 0.6% of America’s population. Some transgender people receive gender-affirming treatment while others don’t. Every person is different. People who identify as transgender and non-binary can also update their legal identities on government-issued documents like their passport or driver’s licence. Some states […]

The Equity Indexed Annuity Explained – Rates, Caps, Returns and Yields – How Does it Work?

Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]

Payment Protection – What’s All The Fuss?

You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

Professional Indemnity: The Basics

Common misconception is that Professional Indemnity Liability policies provide the same coverage as PI (Professional Indemnity) policies. They are not standard and should be tailored to your specific needs. Larger companies are often better equipped to understand their policy differences and exposures. They also know that not all policies are created equal. Often, it is the little […]

Health Care Fraud – The Costly Deception?

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]