Search Results for: insurance

Amica Insurance is based in Lincoln, Rhode Island, and was founded in 1907. It is the oldest mutual insurance company in the nation. Amica is among the top 25 largest car insurance companies, with about 1% of the total market share, according to the National Association of Insurance Commissioners (NAIC). As of 2019, Amica had nearly 109,000 policies in force. Progressive Insurance is […]

Information contained within a policy’s insuring agreement will vary depending on the type of insurance being purchased; for example, homeowner’s policies typically contain named-perils coverage limits premiums and deductibles. Navigating policy exclusions and exceptions may seem intimidating, but this information is vital in understanding exactly what coverage exists within an insurance policy. Definitions The Definitions […]

Natural disasters can cause devastating damage like few other things. Natural disasters can do extensive damage, from wildfires to hurricanes. It is important to know how to begin the recovery process after a natural disaster. This will make a big difference in your ability to rebuild your life quickly and return to normal. You want to be […]

All of us have encountered rude drivers on the roads. It might appear that your state has more rude drivers than it actually does. Which states have the most rude drivers? Bankrate conducted some research to find out which states could benefit from politeness training by the DMV. California, Nevada and Florida are the most rude drivers. Based on our […]

You want to protect your finances against repair and replacement costs, so you buy a home insurance policy. Although you may think that your policy will cover all your belongings in the event of a covered loss, the amount your insurance company will reimburse depends on the way they view the items. You need to understand how actual […]

Bodily injury claims are made when you are injured by the negligence or faults of another person. You will usually deal with the insurance company for the victim (if they have any insurance), but you may also deal with your own insurance company if the person you are dealing with does not have liability coverage. Uninsured bodily […]

A parking lot accident can ruin your weekend. Parking lots can be dangerous traps, as anyone who has ever been to the grocery store knows. It’s not unusual to see people running away from the store whileSmoking a cigarette or using their cell phone to communicate is a bad habit. Even worse is when you have a cellular […]

Many people have difficulty accepting the possibility that they may be at fault for an accident. This is especially true for elderly drivers with a clean driving record of 40 years or who have completed advanced driving courses. I still have a copy of a claim form that stated “This accident was not my fault” – I […]

Nearly all states require drivers to have auto insurance. Each state has its own car insurance laws. There are two types of states: fault states and no-fault. The main difference is how you are reimbursed for injuries sustained in an accident. It is crucial to find out if your state has no-fault or fault laws as a […]

The hurricane season is between June and November and most affects residents along the East Coast or Gulf Coast of the United States. Because they are powerful storms, rain and wind from hurricanes can reach states that don’t border the coasts. Meteorologists are unable to predict the exact path of a hurricane. It is crucial to plan […]