Search Results for: insurance

You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]

Common misconception is that Professional Indemnity Liability policies provide the same coverage as PI (Professional Indemnity) policies. They are not standard and should be tailored to your specific needs. Larger companies are often better equipped to understand their policy differences and exposures. They also know that not all policies are created equal. Often, it is the little […]

While you were enjoying a sunny day, Fred Fuddle, a local figure from a nearby village, suddenly accelerated along the road drunkenly in his pickup and crashed into your vehicle. He was impossible to avoid. It is now time to settle your personal injury and property damage claims. Let’s start with photographs. This is the first thing that […]

Many people make it a priority to get the best car insurance rate. While all car insurance companies consider different factors when coming up with an auto quote, the most important factor in determining your rate is your driving record. Because they are less likely to be sued, those with clean records will usually get the best rates. The […]

Insurers, regulators, law enforcement officers, and legislators have spent significant resources over the years to combat health care fraud. Based on annual estimates, however, it appears that the problem persists despite all the reported efforts. This could indicate that healthcare fraud is on the rise and cannot be stopped. Our health system is infested by health […]

You are an actuary, or another insurance professional and need to file rate changes with the State Departments of Insurance. You are limited on time so it is important that the state approves your rate changes immediately. This scenario is something I’ve been involved in for over 15 years. When filing rate files, my goal is to […]

Green Slips is a mandatory insurance policy in NSW Australia. NSW is the abbreviation for New South Wales. It is important to understand the meanings of some acronyms to help you find out all about Green Slips in NSW Australia. This will make it much easier to find out everything you need about Green Slips in NSW Australia. […]

It sounds impossible to live in rural areas and not have a car. However, it is possible to live in urban areas and still not have a car. If you have ever had to park your car in a busy area or had it stolen, then you know what we mean. Owning a car in an urban […]

What would you do in a car accident? Or worse, if your vehicle was totaled? What would you do if your car stopped working? Is there public transportation that stops near your home to take you to the places you need? Or would you have to pay for a taxi if your car isn’t working? You could […]