Search Results for: insurance

A policy that does not have a deductible sounds wonderful, as we can sometimes be caught in the “you must pay the deductible before …” trap.” This applies to car, health, and property insurance. Life insurance does not have a deductible. Otherwise, beneficiaries could be in serious trouble. First, it is important to understand what the deductible […]

You should compare the features of each car when you are looking for one, whether it is a new or pre-owned model. This is often the last thing you think about when buying car insurance. You should ask about the cost of insurance for the car you are considering buying. You might also be influenced by the savings […]

Did you ever receive your auto insurance bill? Are you wondering if there are too many coverages you don’t need? So many options are available, so how can one decide what is worth it and what isn’t? Many options offered may be duplicates of coverage you already have. This is my attempt to help you navigate the maze […]

What is the best way to negotiate a claim? There is. You must be ready to play hard. You are not being misled. Insurance companies are some of the best negotiators around. They are experts in the rules and know when to ignore them. They are able to and will profit from the unwary because they understand the system. It doesn’t […]

1 Full Coverage Including Towing and Rental Full coverage does not refer to one type of coverage. It is a combination of multiple types of coverage. Although it can be read in many different ways, most companies use the term to mean minimum liability requirements set by the state. It is important to note that minimum requirements […]

Car insurance is a topic that all of us face at some point in our lives. Are we obligated to insure our cars? What type of policy do you need? What are the things you should be aware of before signing on? If you don’t take the time to do your research and compare all of the insurance […]

An individual should always seek lower insurance costs when shopping for auto insurance. A good credit score can help lower the cost. Credit score is a statistical way to assess an applicant’s creditworthiness. Companies always try to pool the best part of their customers so they can make the most profit and minimize the loss. They compare the amount […]

Expect a flood of new car insurance policies. Tesco was the first to enter the fray with its “no frills” policy. Others will quickly follow Tesco’s lead in their quest for new customers. Tesco’s offer is not well received by the AA. They claim that the excess is too high, and that you can buy the standard […]

Taxi insurance is held in each state, unlike health insurance. They establish the regulatory framework. This is not true for providers who cross state lines to gain competitive advantages. The federal authorities are faced with a difficult dilemma. They can’t be seen to ignore the regulations and coverage in their locality. The large providers might be doing things with national […]

Insurance. Insurance is insurance that covers the unforeseeable, the unknown, or the uncontrollable. You are probably familiar with the basics of insurance: “A means of guaranteeing safety or protection”. But how protected are you with your current policy? This is a question that many Americans don’t think to ask. We are confident that our agent will wisely guide us […]