Search Results for: invest

Understanding Purchase APRs

Understanding Purchase APRs can help you better manage your credit card balance. A purchase APR refers to the rate at which unpaid purchases increase each billing cycle if your statement balance isn’t fully paid by its due date. Attractively lowering your purchase APR requires improving credit scores and making on-time payments – here’s how you […]

Living paycheck to paycheck statistics

Even with recent improvements, many Americans continue to struggle financially. According to a new LendingClub study, 64% of American consumers claim they at least periodically live paycheck-to-paycheck while 46% live that way regularly. The New Reality Check report by digital marketplace bank investigates why consumers struggle financially and what changes have been implemented to improve […]

Things to Know About the Ramp Corporate Card

Ramp offers a robust product, but to remain successful it must expand into additional areas such as payroll and deeper accounting features. Recently it acquired Buyer, an online platform that helps companies save money when buying software products. Ramp is a charge card designed to eliminate fees, including foreign transaction and monthly fee charges, providing […]

How to maximize the Amex Blue Cash Preferred?

American Express’ Blue Cash Preferred Card provides 6% cash back on groceries, helping offset its $95 annual fee while adding even greater value. Plus, additional perks make this card even more desirable! These tips can help you maximize the rewards and benefits of an American Express card, including access to VIP event access like pre-sale […]

BankAmericard vs. Bank of America Customized Cash Rewards

Whoever values gas rewards may find the $0-annual-fee Bank of America Customized Cash Rewards card attractive. This credit card offers 3% back in spending categories such as gas stations and EV charging stations, online shopping or cable, streaming internet, phone services with additional 2% offered back at grocery stores and wholesale clubs. 0% introductory APR […]

7 tips for using credit cards while traveling

Most travelers enjoy using credit cards when traveling due to their convenience, security, and benefits; however, without proper caution you could end up incurring unnecessary fees and charges. NerdWallet provides seven strategies for using credit cards while traveling that may help to alleviate fees such as foreign transaction fees and keep track of spending habits […]

Bank of America Unlimited Cash Rewards benefits guide

Bank of America Unlimited Cash Rewards offers an attractive rewards card that stands out from its counterparts by potentially offering higher rewards rates depending on your Preferred Rewards membership tier. This card also comes with additional advantages, including a $200 online bonus and the flexibility of redeeming rewards as statement credits, direct deposits into Bank […]