Author Archives: Admin

This is the time of year when it gets colder and snowbirds start to migrate south. The National Association of Home Builders based on data from the Census Bureau’s 2016 American Community Survey. This is the most current data available. It estimates that 7.4 Million Americans have a second home. Most of these homes are located […]

Would you like to see your life insurance sales increase? Imagine how much more you and your life would look if you were able to get 3-5 extra sales per month. Because I am a licensed insurance professional, you know how important life policies can make a big difference in your cash flow and attitude every […]

Many agencies fail because they don’t have enough customers to buy from them often. Either they don’t attract enough clients or let their existing clients go. This is the number one reason I have seen agencies go bankrupt. It’s hard to believe how many well-managed agencies have failed because they didn’t have enough customers. Some agencies, however, […]

According to a survey, Ohio’s traffic laws are among the worst in America. This has an impact on the roads in Toledo. The city’s county, Lucas County, has more than 4000 accidents per year and 49 deaths in 2020 according to the Ohio State Police. Intoxicated driving arrests were also made in the county that year. The annual average premium for […]

Speeding is costly. Full coverage car insurance costs in the U.S. for a speeding ticket are $2,029 per annum, compared with $1674 for a clean driving record. It’s difficult to determine the average speeding ticket cost because penalties are assessed based on how many miles you drive in states such as Wyoming, Pennsylvania, and Michigan. Most states have penalties […]

Parking violations cost Americans an average of $25 to $200, according to a Drexel University Central Business District Public Parking Survey of data from 107 U.S. cities. Late fees and possible impoundment of your vehicle may result if you don’t pay your tickets in time. Typically, parking tickets do not affect how much you pay for car insurance. Unpaid parking […]

Long-term care costs can cause serious damage to your retirement savings. The U.S. Department of Health and Human Services estimates that 27% of Americans who turn 65 in this year will have to pay at least $100,000 for long-term care, and nearly 18% will need care exceeding $250,000. This is a difficult pill to swallow for seniors. […]

Testing at a clinic or hospital can be expensive if you do not have health insurance, so if possible consider getting tested using an online STI screening kit instead. Under the Affordable Care Act (ACA), screening for chlamydia and gonorrhea prevention is free for women under 24 as well as older women at high risk. […]

RVs combine vehicle and home, so they require specific insurance coverage. Like auto owners, RV owners have access to various coverage options like liability, collision and comprehensive. Your RV insurance rates depend on factors like driving experience, credit score and location. Many insurers also provide discounts such as multi-policy discounts, safety course savings programs or […]

USPS Package Insurance provides customers with a way to recoup the value of items lost or damaged when shipped via select mail classes, depending on their declared value. This coverage can help cover potential claims in case they arise in case of loss or damage to an item being shipped through USPS. Purchase USPS insurance […]