The Department of Motor Vehicles requires that you have car insurance in order to legally drive on U.S. roads. But not all drivers need this coverage. If they’re involved in an accident with a car, it can be a problem. Despite the decline in uninsured drivers, many drivers still don’t have the minimum insurance that they require. Statistics on […]
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Many homeowners think only about their homeowners coverage when they purchase a home or after experiencing a loss. It isn’t always easy to understand your policy, especially when you’re under stress or under pressure. The most common question is: Is hazard coverage the exact same as homeowners’ insurance? This distinction is easy, if you’ve ever thought about it. Is homeowners insurance the exact […]
Texas has more than 13,000,000 licensed drivers. This is the second-highest number of drivers on Texas’ roads, after California. It’s no surprise that many Texas drivers speed off the roads. Speeding tickets can result in more than a fine and missed work day. Texas drivers who receive speeding tickets or other traffic citations can increase their car insurance premiums. […]
Driving while under the influence of alcohol or drugs can have serious consequences in Maine. One of these is a high insurance premium. A DUI conviction in Maine will result in an average 92% increase in car insurance rates. This is slightly less than the 99% increase for the United States. There were 137 traffic-related deaths in […]
Auto insurance is an essential part of our lives, regardless of whether we like it or not. An average American spends $1,674 per year or $140 per month on auto insurance. According to IBISWorld, nearly 215 million Americans have car insurance. The industry in America is valued at $311 billion. Important statistics about auto insurance What is the […]
Your auto insurance premiums could rise by up to 99% each year due to Louisiana’s ADUI. This is in line with the average annual percentage growth. You may have difficulty getting auto insurance after a DUI conviction in Louisiana. Louisiana law requires that you have auto insurance. It is therefore important to know how to get […]
In exchange for skipping the exam, be prepared for high premiums and a low death benefit, or payout. A guaranteed issue life policy, also known as no-medical exam life insurance or no medical underwriting, is a permanent insurance policy that provides life insurance with no medical underwriting. To qualify for coverage, you don’t need to answer […]
Tesla insurance is expensive but there are new options. Shop around to find the best rates. The Tesla electric car is not cheap. It costs $40,000 to purchase the base model. Tesla insurance is more expensive than similar coverage for popular vehicles, despite its high safety rating. To give Tesla fans an idea of what to expect, […]
Here are the best life insurance companies for seniors looking for coverage. You don’t have to be older to get the right life insurance policy. Although the cost of insurance can rise with age, many insurers will still accept older adults even if they aren’t in their best health. Here are our top picks for seniors looking […]
Here’s how to lower your auto insurance costs, even if you’re in your early 20s. Drivers in their 20s and early 30s can face high insurance costs. Young adults have the highest rates of car insurance in the country, after teenagers. In fact, the average car insurance rate for drivers 20 to 25 years old […]