Author Archives: Admin

Dependent upon the nature of your incident, you may need to file multiple insurance claims at once. A good plan will make this easier while helping ensure you receive the fairest settlement. Adjusters may attempt to dismantle your claim with tactics like delaying, lowballing and gaslighting. Here are six things you should keep in mind […]

Long Term Care (LTC) insurance markets provide various forms of coverage. This may include room and board, skilled nursing care, intermediate care and custodial care as well as home health, adult day care hospice and respite care – usually paid for with premiums that will eventually be reimbursed after an agreed upon look-back period has […]

Under the Affordable Care Act, all full-time employers and their dependents are mandated to offer health coverage to employees and dependents. Employers have various options available to them for providing this coverage for their employees. In this article, we’ll look at three great strategies available to small businesses: health reimbursement arrangements (HRAs), employer-sponsored plans and […]

Life insurance death benefits may be distributed in various ways, such as lump sum, installments or an annuity. Some permanent policies also feature cash value accumulation and nonforfeiture provisions. Policyholders often name a beneficiary who will receive the death benefit when someone passes. This enables heirs to pay outstanding debts, funeral costs and taxes before […]

Gap insurance is a valuable form of coverage that many people are unfamiliar with, but can be an invaluable resource in certain situations. Does Prestige Financial Services offer this kind of coverage? In this article, we will explore the different types of gap insurance offered by Prestige Financial Services and what makes them different from […]

Health insurance is an essential part of any worker’s life. It can be the difference between having access to much-needed medical care or being stuck in dire financial straits. Unfortunately, not everyone has access to work health insurance, which can be expensive and difficult to obtain. This article will cover the basics of how to […]

When it comes to medical insurance, there are a lot of options out there and it can be difficult to navigate through them all. One such option worth considering is Guarantor Medical Insurance (GMI). But who is GMI and what do they offer? In this blog post, we’ll be taking an in-depth look at Guarantor […]

After a car accident or other property damage, the insurance company usually sends an estimate of the cost of repairs. But reading this estimate can be confusing and often overwhelming. In this blog post, we will go over the basics of what to look for when receiving an estimate from your insurance company and how […]

For many people, the idea of buying private health insurance can be a daunting one. With so many different types of plans and choices available, it’s easy to feel confused and overwhelmed when choosing the right one for you and your family. The good news is that there are steps you can take to simplify […]

Whether you’re a small business owner, a large corporation, or an individual contractor, it’s important to have the proper insurance for your work. Not only does it protect you from any potential legal issues that may arise, but it also gives you peace of mind when it comes to your projects and investments. But with […]