The average cost for car insurance is $428 per annum for minimum coverage, and $1,308 for full coverage. The 17th-ranked state in the United States for most drivers is Indiana. In 2021, there were approximately 4.6 millions drivers. Indiana had 330,000 drivers in 2019, with an suspended driver’s license. This led to new legislation that will help residents get back behind the wheel.
We consider many factors when determining the best Evansville car insurance companies. We take a deep dive into all aspects of car insurance, including pricing, discounts, and customer satisfaction. These are the top-rated Evansville car insurance companies for 2021 based on our detailed analysis.
Evansville’s best car insurance company
Although many of the biggest auto insurance companies in America offer coverage for Evansville, they are not all the same. Prices for full coverage or minimum liability auto insurance can vary greatly among providers. J.D. also rates customer satisfaction as an important factor. J.D. Power & Associates rates customer service annually. These five companies offer the best prices and above-average customer service in the North Central region to get your new car policy.
USAA
USAA is a top choice for veterans and military families who are looking for insurance. It is only available to eligible military personnel and their family members. J.D. J.D. Power consistently rates USAA high for customer service. USAA is the cheapest Evansville car insurance. You can add on coverages such as rental reimbursement, roadside assistance and accident forgiveness. Additional discounts such as vehicle storage, low annual mileage and discounts for military installations may help you save money on your car insurance.
Grange
Grange could be a good choice for multi-faceted coverage. This includes original equipment manufacturer coverage and glass repair. It also covers pet injuries and mobile devices. You also get coverage for identity theft, loan/lease gaps insurance, roadside assistance, and the OnTrack app . This app can save you up to 25% if you allow it to monitor your driving over a period of 90 days. Grange also offers discounts for car insurance, including bundling, payment options, and organizational.
Westfield
Westfield offers more than just standard coverage such as collision and comprehensive. It also offers personal injury protection and medical payments. You can bundle your car and home insurance with the Wespak policy to get competitive pricing. This includes gap coverage, trip protection, and replacement cost coverage. You also have the option to bundle other types of coverage like uninsured/underinsured motorist, motorcycle insurance and RV insurance. Westfield also offers business and farm insurance.
Geico
Geico is well-known in the U.S. because of its affordability. AM Best also gives it a perfect A++ (Superior) rating for financial stability. You can file a claim quickly and easily with the excellent mobile tools that Geico offers. There are many coverage options available, including personal injury protection (PIP), medical road service, and mechanical breakdown insurance. You can also lower your car insurance premiums by taking advantage of discounts such as anti-lock, Anti-theft, defensive driving and bundle discounts.
Auto-Owners
When you need customized coverage, Auto-Owners has a variety of options. These include protections such as rental car coverage and new car replacement. You can also choose to have a common loss coverage deductible or rental car coverage for even greater protection. Auto-Owners offers its Collision Coverage Advantage that waives your deductible if you are involved in an accident with another vehicle insured by Auto-Owners. Savings can also be possible with loyalty, early signing, full payments, loyalty, and low annual mileage. Special savings may be available for students and drivers who drive green vehicles.
Evansville has the lowest car insurance
Indiana is not the most expensive state in America. It costs about 2% less annually than the national average cost of auto insurance. The average cost of car insurance for the U.S. is $1674 per annum, but Indiana Hoosiers pay an annual average of $1254. Even if you receive a quote for car insurance from Evansville’s cheapest carrier, you could still be charged.
We evaluated factors like policy offerings, pricing and discounts, customer satisfaction, and mobile support to find the best Evansville carriers. These are the top carriers that offer the lowest car insurance in Evansville.
Evansville insurance requirements
Indiana has a minimum amount you should insure your car.
- Bodily Injury Liability: $25,000 per Person and $50,000 per Accident
- Property damage liability: $25,000 per accident
- Bodily Injury to an uninsured motorist: $25,000 per person, $50,000 per accident
- Property damage by uninsured motorists: Minimum $25,000 per accident
- Bodily injury to an underinsured motorist: Minimum $50,000 per person, minimum $50,000 per accident
Drivers can request to be waived coverages for underinsured or uninsured motorists by writing. A lot of people will consider adding more coverage to their vehicle than the minimum. You could lose more money if you get into an accident that results in serious consequences. You will most likely need to insure more than the minimum state insurance if you lease or finance your vehicle.
Evansville: Car insurance discounts
Evansville drivers may be eligible for several types of car insurance discounts .
- Discounts on payments: These discounts are available for policies that have been paid in full, early signing, and online quotes.
- Discounts for drivers: Hoosiers can get discounts for military personnel, safe drivers, defensive-driving students, and some employers and other organizations.
- Bundle discounts: This is a way to save money on multiple policies, including your car insurance, renters, homeowners, condo insurance, and mobile/manufactured/home insurance.
- Multi-policy discounts and discounts for the entire family: If you include your spouse and teenagers to your policy, you can get multi-policy discounts and discounts on multiple vehicles.
Questions frequently asked
What is the cost of Evansville car insurance?
Average car insurance costs in Evansville, Indiana are $428 for minimum coverage, and $1,308 for full coverage.
What amount of car insurance do you need in Evansville
Evansville drivers must have the minimum coverage required by Indiana. This includes bodily injury liability at $25,000 per individual and $50,000 per incident, property damage liability at $25,000 each accident, uninsured motorist bodily Injury at $25,000 per person, and $50,000 per incident. Drivers can waive the requirement for coverage for uninsured motorist bodily Injury of $50,000 per accident and $25,000 property damage per accident.
