The insurance rates for sporty sedans such as the Subaru WRX may be higher than those of other sedans. It may be surprising how affordable it is to have a reliable and safe sports sedan.
There are many factors that affect the cost of car insurance. These include personal information such as your driving record, credit score, and age. You also have to consider the type of vehicle and the level of coverage you want.
What is the cost of insurance on a Subaru WRX
Car insurance is required in nearly every state. It protects passengers and drivers from injuries or property damage caused by your car accident. You will pay a different rate depending on the make and type of car you drive. Insurance companies also have different rates for car insurance. This is why the best auto insurance company might differ from one person to another.
The base model of the 2021 Subaru WRX is $27,495 and can be upgraded to the Premium or Limited trims for an additional fee. The Subaru WRX STI is more expensive at $37,245. However, it has a larger Boxer engine and high performance brakes. Your car insurance rate will be affected by the make and model of Subaru you choose.
The Subaru WRX’s safety record is a plus. Eight years running, the Subaru WRX was awarded the Insurance Institute of Highway Safety’s Top Safety Pick Award in the small car category. The optional EyeSight Driver Assist System gives the Subaru WRX a superior rating. This can help lower car insurance costs and reduce claim payouts.
Subaru WRX insurance
Although the Subaru WRX may not be the most affordable car to insure it is still very affordable. Although car insurance rates can vary by person depending on their individual circumstances and history, the following rates may help you to compare insurance costs. The average Subaru WRX annual insurance rate is $481 for minimum liability coverage. Full coverage insurance costs more, at an average annual cost of $1,863 per driver.
Subaru WRXs: The cheapest car insurance
We searched the best car insurers database to find the cheapest coverage for Subaru WRX. Then we ranked the five most popular based on market share. Below are the average annual premiums to insure a full-coverage car and state minimum liability insurance. The Subaru WRX, which offers full coverage, is the cheapest with Erie at $1.237 per annum. This is more than $400 less than the national average for full-coverage car insurance. These rates are for a sample driver. They may not be the same rate that you receive based on your driving record and demographics.
Subaru WRX also has other car insurance coverage
The Subaru WRX was introduced for the first time in 2001. It is still very popular today. This boxer engine is beloved by Subaru, as it was based on the 1992 Impreza that was used in the World Rally Championship. This sports sedan is available with all-wheel drive, manual transmission, and a turbocharged motor. The WRX is now available with an automatic transmission for non-manual drivers. This rally-inspired car makes for a great choice for everyone.
With the turbocharged engine in every Subaru WRX sport sedan, drivers should think about getting additional coverage. Insurance experts recommend that you purchase the highest level of liability insurance possible. Liability coverage covers you in the event of an accident that results in injury or property damage. Drivers can be sued in many states for liability costs beyond their insurance limits. Purchasing more liability insurance can help you to provide financial protection.
Consider purchasing collision and comprehensive coverages if you are planning to finance your Subaru WRX. These coverages cover your investment by covering damages to your WRX that are covered for any fault. If their WRX is being repaired, rental car reimbursement can be a great option. If you finance your WRX, gap insurance is a good option. This will cover the difference between the loan amount and the car’s book value if it is totaled in a covered accident.
Like car insurance rates, coverage options vary from one carrier to the next. Many offer additional coverages such as mechanical breakdown, OEM parts and sound system coverage. You can compare car insurance quotes from multiple carriers to find the right coverage, pricing and discounts for your Subaru WRX.