Car2go offers car rental and car sharing services for drivers and riders throughout Europe. Although the company’s headquarters is in Germany, it serves countries throughout Europe and North America. This includes the U.S. and Canada. Car2go offers insurance through its partnership agreement with Allianz.
All Car2go customers renting cars are eligible for this insurance. Car2go’s insurance policy covers the minimum state requirements. Car2go insurance and services are available to anyone who doesn’t own a vehicle, rents a car or uses car sharing services. To use Car2go’s services and insurance, you need to be a member.
Car2go insurance: What’s it all about?
Car2go insurance offers car-sharing services. Car-sharing is a way to share a car without having to purchase or lease one. Car2go’s app allows drivers to rent a car for as long or as they need. You can find cars at certain locations in the U.S., Canada, and Europe. Car2go insurance is for people who don’t own a vehicle. This insurance is available to anyone who uses Car2go or other car-sharing services.
Car2go offers insurance to members who have registered with Car2go’s renting service. Car2go insurance covers liability up to the minimum state insurance requirements. Each person will receive different insurance coverages depending on where he or she lives. To be eligible for Car2go membership, you must:
- Valid driver’s licence
- Verify personal information
- Driving history
- Driving record
- Confirm that you will adhere to all Car2go rules.
What does Car2go insurance do?
It is easy to register to become a Car2go member. The Share Now service can be used after you have registered. The Car2go app allows you to search for a vehicle and then reserve it. You can safely return the vehicle to your designated location after you have finished driving it. You may have to pay a fee to reserve a vehicle. Other members cannot select the vehicle that you have reserved. You can also walk up to the vehicle and not need to reserve it. However, other members may reserve the vehicle so reservations are recommended.
Car2go provides liability insurance in the U.S. as well as Canada that meets each state’s minimum requirements. Liability insurance covers third-party bodily injuries and property damage, as well as basic no-fault benefits. It also provides coverage for uninsured motorist bodily injuries coverage. Car2go’s coverage and terms will vary depending on the state. Car2go will always comply with the minimum insurance requirements of each state.
Your own insurance carrier can be purchased. In the unlikely event of your losses exceeding the Car2go insurance policy’s limits, it may be a good idea to combine your insurance policy with Car2go. To protect yourself against any liability costs, it is a smart idea to get a non-driver policy if you don’t have insurance.
What is the cost of Car2go’s insurance?
Car2go provides liability insurance in the U.S.A and Canada that meets the minimum state requirements. The liability insurance covers third-party bodily injuries and property damage. Basic no-fault benefits are also provided. Uninsured motorist bodily injury coverage is available. Car2go’s coverage and terms will vary depending on the state. Car2go will always comply with the minimum insurance requirements of each state.
Car2go covers only the minimum state insurance requirements for drivers. There may be gaps. Car2go insurance does not cover uninsured drivers in certain states. If you are not required to have uninsured driver coverage in your state, you will be responsible for any damages caused by an uninsured driver while you drive a Car2go-owned vehicle. Uninsured motorist coverage can be combined with Car2go .
How much does Car2go insurance cover?
To use Car2go’s insurance you must register as a member. Car2go charges a membership fee as well as a fee for applying to become a member. New applicants must pay $35 to Car2go in order to submit an application. Car2go charges $15 an hour and $59 per day to reserve a car. A $1 driver protection fee is charged per trip.
Car2go may be cheaper for people who don’t drive often or do not own a vehicle. Rates charged by insurance companies vary depending on where you live and your personal characteristics like driving record, credit score and age. Car2go will not offer you insurance quotes if you are a high-risk driver. Car2go does not offer any add-ons to their insurance. You will only receive the minimum state liability requirements as insurance.
Car2go insurance is right for me
Perhaps you are wondering if Car2go is right for your needs. Car2go could be a good choice if you don’t own a car or plan to lease one soon. Car2go could also be a good option if you don’t drive often and want a quick and easy ride-sharing service that provides insurance. If you plan on driving a lot, Car2go may be right for you. This will protect you against any claims that are beyond Car2go’s coverage.
You may also want to combine Car2go with other car insurance if you need comprehensive coverage.
