Category Archives: Credit Cards

What is an Outstanding Balance on a Credit Card?

An outstanding balance (commonly known as current balance) on your account refers to all outstanding amounts owing on it, such as purchases, balance transfers, cash advances and any fees or interest charges that accrue over time. Understand that an outstanding balance differs from your statement balance, which appears on your monthly statement. What is an […]

Discover Rewards Program Guide

Discover offers multiple methods of redeeming rewards, such as direct deposit or statement credit. They also offer gift cards as a redemption method. Cardholders can unlock 5% bonus earnings in select bonus categories each quarter with an online or mobile app access point – up to an annual spending cap of $1,500. Cashback Discover has […]

A Guide to American Express Platinum Concierge

American Express Platinum Cards provide many valuable perks, including airport lounge access, up to $200 annually in airline fees reimbursement and hotel booking perks – but one often-underutilized benefit is their concierge service. The concierge team can assist with dinner reservations, event tickets and flower deliveries; as well as working to secure travel refunds you’re […]

Why I love the Bank of America Customized Cash Rewards credit card

Bank of America Customized Cash Rewards credit card gives cardholders an unparalleled way to tailor their earnings. With no annual fee and customizable earnings options such as gas stations, online shopping, dining out or travel expenses earning 3% back while groceries and wholesale clubs account for another 2% rebates on purchases made using this card. […]

Are travel credit cards worth it?

Many travel credit cards provide generous signup bonuses when meeting certain spending requirements, with some even waiving the annual fee for the first year. Furthermore, these cards typically offer additional perks such as Global Entry/TSA PreCheck application refunds as well as comprehensive travel protection services. But do they really offer value? To answer that question, […]

Why I love the Amex Business Gold Card

American Express Business Gold Cards provide access to Amex Membership Rewards points that are both flexible and valuable, offering 4x points in bonus categories such as advertising, dining and shipping. This card also comes equipped with many useful benefits, including expense management tools, FedEx discounts and car rental insurance coverage. While its annual fee may […]

Best credit cards for business expenses

Credit cards designed specifically to meet business expenses are an effective way to streamline bookkeeping and maximize cash flow, providing rewarding perks such as expense reporting and in-app purchase tracking. Rewards business cards allow you to gain points, miles or cash back with every work-related purchase you make. Many offer customizable earning rates and no […]