Category Archives: Credit Cards

No matter if it is for an iPhone, MacBook, or something else entirely – credit cards offer rewards while protecting purchases with damage and theft coverage as well. Apple Card offers an attractive daily cash back rate for people shopping with them; however, it may not be suitable for every shopper. 1. Discover it Cash […]

Balance transfer credit cards may save you money by moving your debt onto one with a low or no interest rate – but only if you use it exclusively for spending and pay it off before its introductory period ends. Key components of successful transfer processes include having both a good credit score and plan […]

An appropriate card can save money and give peace of mind when traveling in Europe. These cards typically don’t charge foreign transaction fees and come equipped with travel insurance policies such as trip cancellation or interruption coverage and lost luggage protection – not to mention bonus points! Credit cards often provide airport lounge access, priority […]

Buy now, pay later (BNPL) apps allow you to make online purchases with interest-free installments – an ideal solution when purchasing items you want but can’t afford right away. Make sure to read and understand the terms and conditions carefully so as to not overextension yourself, as BNPL apps may report credit information back to […]

Travel rewards credit cards offer the easiest way to rack up miles and points. Many offer multiple airline and hotel transfer partners so that you can maximize your earnings potential. Redeeming flexible credit card points for travel can often prove more valuable than cash. Here are a few strategies for making the most out of […]

Credit card issuers need to deliver superior customer service. Furthermore, cardholders expect their card issuers to stand by them during merchant disputes. American Express came out on top in the J.D. Power 2022 U.S. Credit Card Satisfaction Study for high customer service scores and outstanding satisfaction, followed by Discover in second place and Bank of […]

Rewards credit cards can add value to your spending, but they aren’t suitable for everyone. If you fail to stick to a budget and pay off the balance each month, interest charges may overshadow any advantages the card provides. Maximizing credit card rewards requires selecting cards that fit with your specific spending habits. Consider these […]

Credit cards offering zero introductory APR are an ideal way to pay off debt and finance purchases; however, without proper management after their introductory period has concluded your balance could start accruing interest and you could end up incurring fees and charges that accrue interest on top. There are a few strategies you can employ […]

Capital One Platinum and QuicksilverOne credit cards offer basic services designed to help build or rebuild your credit. Both require fair credit – usually defined as having at least 580 FICO score – before being approved. Both cards feature low annual fees and no rewards; however, they both allow you to increase your credit limit […]

Shopping can be stressful during the holidays, particularly if you need to balance gift-giving with financial obligations. Setting a budget and shopping early are keys to successful holiday shopping experience. Keep an eye on prices as you shop as well! Pandemic-related shortages and shipping delays continue to plague retail world, so consumers should start their […]