Category Archives: Finance Guide

I don’t think I have ever met anyone who doesn’t like paying for business insurance. While many businesses believe it is necessary, most people would prefer not to have it. It is not a popular topic, but it is important to understand the reasons it is necessary, the different types of policies you should consider, […]

A license suspension can have serious consequences for car insurance. A driver’s license can be suspended for a variety of reasons. The exact reasons for a driver’s license being suspended will vary from one state to the next. However, these are the most common. Driving under the influence (DUI), or while intoxicated(DWI). Reckless driving At-fault accidents Traffic tickets […]

The annual premium is the first thing to consider when looking for home insurance or auto insurance. Life insurance offers financial security and cash value to you and your family. The cost of life insurance policies is usually more expensive. There are two main types of life insurance: permanent and term. As the name suggests, term life insurance can be […]

What is a PPO Plan? PPO plans (or “Preferred Provider Organization”) plans are one of the most sought-after types of plans within the Individual and Family markets. PPO plans let you visit any in-network doctor or healthcare provider without requiring a referral from your primary care physician. Do you think about signing up for a PPO […]

State Farm was founded in 1922 by an ex-farmer and insurance salesman. It is one of the largest U.S. homeowners insurance companies. State Farm offers homeowners insurance as well as life and umbrella insurance through an extensive network of over 19,000 agents. It’s for everyone: State Farm homeowners insurance is a great choice for people who […]

It’s safe to assume that few businesses will have the resources to purchase insurance to protect themselves against every threat they might face. In fact, business prudence requires that you reduce your expenses as much possible. Therefore, it is important to know the amount of coverage that you require. It is not easy to gauge […]

It can be difficult enough to own and run a shop, sometimes seven days per week. But, there is always the added worry about what might happen to you livelihood if the worst happens. There are many options for shop insurance that can cover all risks associated with running a business that sells goods or […]

The Minnesota Department of Public Safety reports that Minnesota had nearly 5 million drivers with Minnesota drivers licenses. In the same year, Minnesota saw more than 80,000 accidents on its roads. This resulted in 364 deaths and 27,000 injuries. Minnesota law requires that automobile owners purchase minimum levels in liability, personal injury protection, and uninsured or underinsured motorist coverages. Driving […]

Level term life insurance pays the same amount no matter when you die, allowing you to make long-term plans. A policy with a level term life insurance policy is one that provides a guaranteed death benefit for the duration of your policy. No matter if you die within the third or 23rd years of your 30-year […]

Roofers are more likely to be in need of insurance than any other business. Public liability covers the possibility that you may damage the building you are working on. You should also insure your van or lorry. Make sure your sub-contractors also have public liability insurance. It is also important to declare to your insurance […]