Category Archives: Finance Guide

Best cheap homeowners insurance in Hialeah

Hialeah is the most populous city in Florida. Hialeah is home to many people, but it has a lower homeownership percentage of 46% compared with 66% nationally. For coverage of a $250,000 home, homeowners in Hialeah pay on average $3,217 each year. This is higher than the average of $1,312 per annum. Bankrate compared several national carriers to determine which ones offered competitive rates […]

Car2go insurance

Car2go offers car rental and car sharing services for drivers and riders throughout Europe. Although the company’s headquarters is in Germany, it serves countries throughout Europe and North America. This includes the U.S. and Canada. Car2go offers insurance through its partnership agreement with Allianz. All Car2go customers renting cars are eligible for this insurance. Car2go’s insurance policy covers the […]

Theories and Forms of Product Liability Insurance

A Liability Insurance Product is insurance required for companies who promote or sell products. It protects them from potential lawsuits. Litigations are caused by injuries, defects or health issues that can affect consumers. A lawsuit is a serious outcome that results in the consumer hiring an attorney to file big claims against the company. If […]

Geico vs Liberty Mutual: car insurance comparison

Geico is a prominent U.S. insurer. Liberty Mutual was purchased by Warren Buffett in 1996. In 1999, the famous gecko mascot was introduced online. Geico policies can be underwritten by many companies such as Maryland Automobile Insurance Fund. It is America’s second-largest auto insurance company with 66% of the market. Liberty Mutual, which holds 5% of U.S. market share, is the […]

Captive Insurance Company – Reduce Taxes and Build Wealth

Captive insurance companies are a great option for business owners who pay taxes in the United States. In many ways, a captive insurance company (CIC), is the same as any other insurance company. Because it provides insurance to one or several related businesses, it is called “captive”. Captive insurance is where premiums paid by businesses […]

AM Best Ratings: What Do They Mean and How Do I Evaluate Them?

We are getting a lot more questions regarding carrier stability and how performance is being monitored outside regulatory agencies, given the current turmoil in the financial market. AM Best Company was established in 1899. It is the oldest and best-known rating agency for the insurance sector. AM Best is a key indicator of financial strength […]

Auto insurance for high-risk drivers in Missouri

Imparied driving caused by drugs, prescription medication or alcohol is up 49% over the last ten year and the reason for 20% of traffic fatalities Missouri. Driving under the influence (DUI) is a high-risk behavior that can lead to fatalities and serious accidents. Reckless driving and speeding are considered dangerous, risky behavior. Your premiums may rise if your insurance company […]