Category Archives: Finance Guide

These days, where are your fingers doing the walking? It was a catchy slogan in those days, and even though major purchases are no longer allowed, people continue to let their fingers walk. They just happen to be using a keyboard to navigate the phone book. Google’s stock price of $500 per share seems to […]

Do you feel compelled to spend money on an email blast for your insurance agent? This article explains and examines email blasting by insurance agents. This article will show you why an “insurance agent list” isn’t a myth. It is a hard-to-believe reality. It sounds like a marketer’s dream to email large lists of insurance agents for […]

Since at least 10 years ago, health insurance prices have been rising. There are still affordable options for single men who want to get health insurance. What determines the cost of health insurance for a single man? A few factors are considered when insurance companies calculate premium rates: age, location and tobacco use. They also consider […]

You know how important it is to protect your business from professional negligence claims if you have purchased professional liability insurance. It is important to know why your policy should not be cancelled as long as you are in business. Claims Made Vs. Insurance Policies for Occurrence Also known as errors and omissions insurance or […]

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

You have probably been searching for reasons to stop smoking. Your premium rates for life insurance are approximately two to three times higher if you smoke than if you weren’t a smoker. Smokers pay a severe penalty when purchasing life insurance. This is similar to high-risk drivers paying more for car insurance than safer drivers. However, this does […]

Selling life insurance can present a number of challenges that can seem daunting or even frightening. “No one is more resilient than the man selling insurance.” It’s an old saying. It was a common refrain that life insurance agents used to remember. This was because they knew that salesmen faced rejection and animosity just like any other professional. They […]

Your clients are wealthy and have left you the responsibility of caring for their precious pet dogs. You were walking a Siberian Husky (an Afghan Wolfhound) and a Chihuahua on a sunny afternoon when you encountered a stray feline blocking your path. Dogs, being dogs, became aggressive and chased the feline that was dragging you. […]

A third of the respondents to our survey admitted that at most one of their tenants was in arrears. Landlords need to take steps in order to protect their business from these risks and to manage them. However, the current economic climate could make it difficult. Young people are looking for rent due to the […]

Ohio drivers pay $328 per year for full coverage, and $1,034 for full coverage. This is partly due to the large areas of Ohio that are rural, despite having over 8,000,000 licensed drivers. This could lead to lower accidents in some areas of Ohio. The Buckeye State’s average car insurance rates are lower than the national average car […]