Category Archives: Finance Guide

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

You have probably been searching for reasons to stop smoking. Your premium rates for life insurance are approximately two to three times higher if you smoke than if you weren’t a smoker. Smokers pay a severe penalty when purchasing life insurance. This is similar to high-risk drivers paying more for car insurance than safer drivers. However, this does […]

You can check to see if any states within your insurance territory are included here. These states are excellent for marketing insurance products and can help you increase your sales. The state rankings for the 11th to 21st states are listed along with a recap of the top ten. TENNESSEE Rating = 11 Tennessee does not consider itself […]

You may have heard of motor trade policies, which are crucial to the success of car companies. There are many different opinions about these policies. Some business owners think that it is too expensive and doesn’t do much for their company, while others feel that such insurance is crucial to the success or a car […]

CargoNet and its partners compiled statistics as part a larger American survey. They found that the most commonly stolen cargo types are consumer electronics, food, and clothing. Truck stops and rest areas are also common targets for organized cargo theft. Organized cargo thieves have greater opportunities to steal cargo during Christmas. According to statistics from […]

Knoxville, Tennessee is home to beautiful mountain views and college football. The minimum coverage is $390 per annum and full coverage is $1,304, which are well below the national average of $565 & $1,674, respectively. Knox County had 42 fatalities in 2019, out of 374 overall, highlighting the need for comprehensive and well-rounded auto insurance policies. Bankrate compared a […]

This is the amazing advertisement for insurance trainees. You call the insurance company and ask them to interview you. The insurance company gives you an instant time slot to meet with one their insurance career sales managers. This is a fantastic opportunity that you are excited about and have already started to see the potential for earning a […]

Home-based businesses account for more than half the small businesses in the United States. The Census Bureau estimates that more than 27 million home-based business exist as of 2007. This number has increased since the downturn in the economy, when many people lost jobs. This has led to the rise of small-scale, home-based businesses today […]

The average cost for car insurance in Delaware costs $787 per annum for minimum coverage, and $1775 per annum for full coverage. These rates are significantly higher than the average national annual premium. It’s not surprising that Delaware has a higher cost for car insurance than the national average. This small state is crowded with drivers and cars. As of […]

Over a century, life and health insurance companies held their brokers and agents in golden chains. These insurance companies kept independent life insurance brokers in a bind, enslaving them in giant Jell-O molds. Independent brokers were limited in their prospecting, selling skills, client choice, and income. Finally, independent life insurance brokers have chosen to challenge the insurance […]