Category Archives: Finance Guide

Geico’s home-insurance comes from third parties. Customers will not know the company from which their homeowners policy comes until they receive a quote. This can lead to a confusing customer experience. Geico homeowners insurance customers may be eligible for a discount on car insurance if they already have an auto policy. About Geico home insurance While Geico […]

Public liability insurance is a blessing in disguise when it comes to times of crisis. In this instance, crisis refers to loss or damage to property or bodily injury to customers or third parties while they are within the business compound. Businesses that deal with large amounts of public movement are at greater risk. This […]

These invasive pests are unlikely to be covered by renters insurance. There are other options. According to HomeAdvisor, the cost of ridding your home of bedbugs could run from $300 to $5,000 depending on how severe the infestation is. Most tenants are unable to count on renters insurance to cover these costs. Is renters insurance able […]

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

A motor trade insurance company that understands your needs will be able to help you. There are many types of motor trade insurance policies. Each motor trader is different and each policy may not be applicable to everyone. While comprehensive motor trade insurance may seem appealing, the premiums can be quite high. You may also […]

It is expensive to get medical insurance. Many people believe they are sufficiently healthy to forgo medical insurance in their 20s. It might seem great to reduce your medical insurance spending if you don’t see a doctor often, or if finances are tight. Instead of worrying about insurance premiums or co-payments, you can pay for medical […]

New Jersey is constantly in search of life insurance agents. Why? Greed. Greed is better described as the sound of money speaking. New Jersey has the highest per-capita family income among all the states. This makes New Jersey the top choice for career agent insurance companies. This does not necessarily mean that the entire state is affected. The insurance company thoroughly researches […]

In that your business is subject to different risks than home insurance, commercial business insurance differs from home insurance. This will depend on your industry, how many employees you have, and how you run your business. Let’s take a look at some important factors to help you select the right commercial insurance for your company. […]

It’s amazing to see how few life insurance sales agents dominate the life insurance marketing market share. Half of all life insurance agents control the market and make a minimum $100,000 in income. Here are my findings about which life-selling marketing pros are in this income group. There are three main categories of life insurance agents. They compete […]