Category Archives: Finance Guide

Electrician’s Insurance – What You Should Know

Are you an electrician and do you need to have an insurance policy for your business? Yes! Every state insists that electricians who work in a residential or commercial location must have insurance. There is usually some level of risk inherent in the job as an electrician. Electrical contractors insurance covers you against financial disasters […]

What Types Of Liability Insurance Policies Might Your Business Need?

Commercial liability insurance protects you against risk. Every business faces some level of risk. Even if your risk is small, you might not need to purchase insurance. You need to be aware of what your liability insurance covers before you can make that final decision. You should first consider this type of insurance. General liability insurance. […]

Mistakes to Avoid While Purchasing Business Insurance

Each enterprise, whether or not small, medium or giant, is uncovered to dangers. You may rule out these dangers by buying enterprise insurance coverage which covers for the lack of income. You need to, nonetheless, select the best insurance coverage which is appropriate for your enterprise. This text discusses errors that you must keep away […]

UK Business Insurance: What Types Do You Really Need?

In the UK, there are generally three types of business insurance: Public liability, Product liability and Employers liability. Only Employers Liability Insurance is required under law. This applies only if there are any employees working under your supervision. Although you may not consider your employees to be employed, it is a good idea to double-check […]

Food Contamination – What’s Really Covered?

Insurance companies that offer restaurant insurance can provide endorsements tailored specifically to the restaurant industry. Many endorsements include the term “Food Contamination”. The policy provisions can be closely examined to see that the first party coverage (your property, your income) for food poisoning may vary from one insurance carrier. Many policies will not cover first […]

Intellectual Property – A Growing Concern for Many Types of Businesses

Our company was approached by a potential client a few weeks ago to obtain Intellectual Property Insurance. Although he didn’t fully understand the coverage, he demanded that a policy be issued as soon as possible. There were some red flags raised by this. After further discussion, it became apparent that his software company was being […]

Critical Covers Required by Small and Mid-Sized Businesses

Do you own a small business or a mid-sized one? You should consider how much capital and other expenses you spend to build your business. Many small and medium-sized businesses don’t have enough financial support. They invest what little they have in working capital and purchasing raw materials. They must protect their investments. Insurance is […]