Category Archives: Finance Guide

Errors and omissions insurance, also known as professional liability or E&O insurance, is designed to protect you against a client’s claim of negligent acts, omissions or errors you make while performing professional services. These policies cover legal defense costs and any settlement paid to clients in the event of a covered case. While E&O insurance […]

Meetings with clients have been the core of professional financial planners’ workday. This is undoubtedly the most crucial element in determining one’s reputation, success, and satisfaction with clients. It doesn’t really matter how professional you are on the phone or how effective your website or marketing strategies are, what matters is your ability to communicate face-to-face. This […]

These are eight ways to save money on business auto insurance without sacrificing coverage. Hire safe drivers: Your insurance premiums will go up considerably if you hire an employee with points against their license because they pose a greater risk of accident to your company. Hire only clean drivers or reserve driving duties for those with […]

Any company or individual who owns a truck for commercial purposes must have insurance that covers commercial trucking. This can impact a company’s financial situation. An average annual cost of a primary liability trucking policy in Chicago with interchange and cargo coverage is $8,000 A person can choose to find an insurance company that won’t […]

Montana DUIs are more prevalent than other states. Drivers under the influence of alcohol or drugs have one of the highest death rates in this country. According to state reports, more than half (58%) all vehicle-related deaths were caused by drunk drivers in 2019. In most cases, a DUI in Montana can be very costly. After a DUI in Montana, you […]

Futures contracts require a buyer to buy shares and a seller sell them on a future date, unless the position of the holder is closed before that date. These contracts are exchange-traded and standardized. These contracts are exchange-traded and standardized. They guarantee all transactions or none. Counterparty risk is virtually eliminated. Futures contract buyers are considered to have […]

Governor Jim Doyle requested that the legislature pass the Truth in Auto Insurance legislation. The proposal, contained within the Governor’s budget, would reverse several pro-insurance-company provisions enacted in sweeping 1995 tort reform legislation and return Wisconsin law to its long-standing status. Two proposed changes to insurance law could have a significant impact on Wisconsin residents’ […]

A new home purchase can be one the most exciting moments in your life. Protecting your investment with homeowners coverage can be a smart idea. Home insurance can help you feel secure knowing that losses and certain damages are covered. You might not know what to do if you suffer losses. Bankrate’s insurance team spoke to experts to gain the best advice […]

Are you planning on staying in Romania for an extended period of time? Whether it’s for work or leisure, a long stay visa is essential. However, there’s one more thing you need to take care of before packing your bags – travel medical insurance. It might not be the most exciting topic to think about […]

Subrogation is a concept that most insurance claim professionals are familiar with. Your company may have a subrogation division or even a specialist. Subrogation procedures are fairly uniform across all companies. Claims that are made due to partial or total negligence of a third-party are referred directly to the subrogation department, where subrogation efforts are […]