Category Archives: Finance Guide

The 2009 drywall crisis – hazardous gypsum boards made in China and placed in American homes – raised eyebrows among homeowners, builders, insurance companies, state departments and the U.S. Consumer Product Safety Commission. Hundreds of complaints were filed about corrosive gases, which caused structural damage to homes and acute and chronic health issues. It was […]

What is Social Engineering Fraud? While you might not believe you know it, you most likely do. You have been targeted multiple times, possibly even recently. Social Engineering Fraud is the leading cause of data breaches, and has led to billions in dollars being stolen. What is social engineering fraud? Interpol confirms that this is […]

It is difficult for manual forex trading to keep up with automated forex trading bots. In the last decade, an emerging trend has seen manual forex trading gradually replaced by automated trading. Although this trend has been growing steadily over the past decade, it is still early days for wider adoption. Each new trend that emerges from […]

Insurance is your business. It’s your responsibility to help clients reduce their risk. Why not protect yourself and your business with the right insurance products? This is the risk of inviting another producer into your company. You’re a successful producer and you have reached a point in your career where time is being traded for dollars. You have run […]

Florida Condo Associations still face a problem with past due accounts receivables. Condos were bought by investors hoping to flip them and make quick cash during the heights of the real estate boom. With condo prices at 40 to half of their purchase price, many owners have lost their investment and stopped paying their monthly […]

Insurance claims adjusters make a lot of speculation about how much they can make each year. It is important to understand the financial landscape in the adjuster industry as unstable weather continues into fall. People have heard from their ex-uncle or girlfriend’s brother that adjusting is a money tree. The money tree is a blooming Benjamins that […]

A low credit score will make it statistically more likely that you file an auto insurance claim. California, Hawaii, and Massachusetts are the only states that allow insurance companies credit scores to be used in calculating premiums. This means that most drivers’ credit scores have an impact on their car insurance premiums. However, this does not mean […]

Insurance agents are under tremendous pressure due to dramatic shifts in property casualty markets. While premiums and retention, as well as commissions and policy retention, have fallen, overhead and workload have increased. It has led to a scramble of agents trying to figure out what they should do next in order to keep the ship afloat. Independents […]

Accidents can happen to anyone, anywhere and at any time. While we don’t like to think about it, the harsh reality is that they can result in serious injuries or even death. That is where Accidental Death and Dismemberment (AD&D) Insurance comes into play. It provides financial protection for you and your loved ones when […]

Many Americans spend months indoors. Some are spending their money and time to change the scenery or improve their surroundings. People are taking on more renovation projects and office equipment is being purchased at an increasing rate. You may be underinsured if you have expensive items or make significant home improvements. It’s a smart idea to review […]