Category Archives: Finance Guide

Can I Still Get Medical Insurance Whilst on Workers Comp?

Most businesses are required by law to provide workers’ compensation insurance to their employees; however, this only covers medical costs related to workplace injuries or illnesses and not unrelated ones. While it is illegal for employers to retaliate against employees who file worker’s comp claims, they are not obligated to maintain them on payroll and […]

Washington car insurance laws

Washington has 5.9 Million licensed drivers more than 80,000 miles of roads that are unmatched in natural beauty. Before you visit the Evergreen State, it is important to be familiar with Washington’s car insurance laws. Washington requires drivers to have minimum liability insurance. If you don’t comply, there will be severe penalties and fines. Washington has car insurance laws […]

Exhibitor Insurance – What Is It and Why Do You Need It?

It can be confusing to understand exhibitor insurance First, do you have business insurance? Is that not enough to protect you? The Event Organiser will then tell you to either purchase their recommended insurance or show proof of Public Liability Insurance prior to being allowed to exhibit. Event people are great at organizing events. They do what […]

New Mexico car insurance laws

New Mexico’s car insurance laws mandate that drivers have liability insurance to legally drive. This is crucial as there were 46.786 car accidents in New Mexico last year, resulting in 392 deaths. This shows that New Mexico needs to have strong insurance coverage. It is essential to understand your minimum requirements and any optional coverages in order to build […]

What Is a Viatical Settlement?

Viatic settlement refers to the sale by the policy owner of a life insurance plan before it matures. This sale gives the policy owner immediate cash settlement. Viitical settlements are generally for insured people with a shorter life expectancy than five years. Life settlements (also known as senior settlements) are similar to viaticals. They involve the sale of […]

Ditch and Switch Mortgage Payment Protection Insurance For Big Savings

This is the UK’s most important money-saving opportunity. It is the result of The Citizens Advice Bureau bringing the mis-selling of Payment Protection Insurance, (PPI), to the attention of British citizens. For those who were not mis-sold, it is time to share some good news! So far Which? and Money Saving Expert are the most prominent […]

How Much Does Hurricane Insurance Cost In North Carolina?

North Carolina is a beautiful state, but it’s not immune to natural disasters. Hurricanes can devastate homes and businesses, leaving people struggling to pick up the pieces. That’s where hurricane insurance comes in – it provides financial protection against the damages caused by these powerful storms. But how much does hurricane insurance cost in North […]

Do You Understand Mortgage Payment Protection Insurance?

Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]