Category Archives: Finance Guide

Auto Insurance Pricing in Texas: Why Some Insurance Policies Are More Expensive Than Others

Shopping for auto insurance in Austin can be confusing and difficult for some. Texas auto policies can be quite complicated. It is important to understand and account for price differences when choosing the right auto policy. It can be difficult for the average consumer to get auto quotes from different insurance companies. Also, understanding why […]

Can Your Car Insurance Company (Cancel) Nullify Your Auto Policy?

We have all heard horror stories of insurance companies refusing payment to certain insurance claims due to certain ‘discovery’ about the insured. This question is frequently asked: Does an insurance company have the authority to cancel a car policy? If so, under what circumstances can a company cancel an auto policy? Before we can answer […]

What Type of Insurance is Masshealth ppo?

Below are six MassHealth coverage options available to eligible people, families and people with disabilities. They are: Standard, CommonHealth and CarePlus. Family Assistance, Premium Assistance and Limited. Complete the Massachusetts Application for Health and Dental Coverage and Assistance Paying Costs (ACA-3) to apply for coverage. MassHealth will help you choose the right MassHealth program or coverage type. MassHealth […]

Automobile Crash Fees – What Are They?

Are you familiar with “crash fees?” What are they? In essence, these fees are being implemented by various municipalities in different states to pay drivers who are involved in auto accidents that require police and other services. The fees for emergency response teams, paramedics, firefighters, and police are charged to anyone involved in an accident […]

Insurance Sales Promotion Techniques – Free Traffic For Life Insurance Websites

Most Insurance sales promotion techniques require a large money outlay. These sales techniques can help you get free traffic to your life insurance website. Capital is required to start life insurance websites. You must acquire money to make money. There are many insurance sales promotion techniques that can help you maximize the potential of your website or business […]

What is an Override for Insurance?

An agreement between an insurer and intermediary (or between an insurer and reinsurer or a retrocessionaire) based on the percent of written (or ceded) premium that will be guaranteed income to the intermediary/insurer/reinsurer. There is often a credit offset for any other commissions (regular or contingent) that are paid. This raises the question of how fees paid […]