It can be thrilling to purchase a car, new or used. To financially protect your car (and you), it is important to determine the best car insurance. According to Bankrate’s 2021 study on annual premiums, the national average cost for car insurance is $1674 annually for full coverage. This is a good starting point for a basic vehicle, however luxury […]
Category Archives: Finance Guide
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May
May
Ohio law enforcement investigated 54,662 accidents in 2020 and reported 9,352 distracted-driving violations. They also charged 25,624 drivers for operating a motor vehicle impaired (OVI). According to data from Ohio State Highway Patrol, there were more than 1200 deaths on Ohio roads in 2020. Ohio law requires all drivers to have at least the minimum amount of insurance. Insurance […]
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May
May
An individual may become incapacitated or lose control of their bodily functions due to seizure. The consequences could be severe if such an event occurs while a driver is driving. Driver’s licenses may be suspended by DMVs in many states if the driver has epilepsy or is suffering from seizures. These restrictions are in place for driver safety […]
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May
May
Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
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May
May
Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]
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May
May
Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
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May
May
The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]
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May
May
Paramedics can include firefighters, paramedics and police officers. You might be able to find a lower premium if you have a higher level of experience. Best car insurance for first responders First responders understand how quickly things can change. It is beneficial to compare rates from different providers when looking for personal insurance. When you […]
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May
May
Secura Insurance, a Wisconsin-based company, was established in 1900. It provides coverage through independent agents in 12 US states: Arizona (Colorado), Illinois, Indiana and Iowa. It aims to make insurance authentic by encouraging its employees to be honest and trustworthy. The Secura Insurance Company could be a good choice if you’re looking for personal insurance. Secura car insurance […]
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May
May
Asking these questions can help you get the coverage you need at a price you can afford. Although purchasing insurance is not as enjoyable as buying new furniture or paint colors, it is a crucial part of homebuying. Your homeowners insurance policy is a financial safety net in case of a disaster, so you’ll want to ask a […]