Category Archives: Finance Guide

As a business owner, you’re always looking for ways to protect your company and its assets. One important aspect of that protection is having the right insurance coverage in place. Business liability insurance can offer peace of mind by protecting you from financial loss in case of accidents or other unexpected events. But how much […]

Are you wondering if you qualify for Marketplace insurance based on your income? The Affordable Care Act offers subsidies to those who make less than a certain amount each year. But just what is that minimum income required to file for Marketplace insurance? In this post, we’ll break down the requirements and give you all […]

A fierce storm takes down a tree and it crashes through your roof. It’s bad enough that there is a gaping hole in your bedroom, but now it is raining and destroying everything. A homeowners insurance covers the structural damage to your mattress and hardwood floor. Water damage can be more common than you may think. In winter, frozen pipes […]

Diabetes is a chronic illness affecting millions of people worldwide. Proper management of diabetes is crucial for leading a healthy and fulfilling life, which includes education about the condition. However, many people are unsure if their insurance covers diabetes education. In this blog post, we will delve into the details of what exactly diabetes education […]

Termites are silent destroyers of homes and buildings, causing billions of dollars in damage every year. As a homeowner, the thought of having to deal with these pesky insects can be daunting. You might be wondering if your insurance will cover termite damage or if you need additional coverage. In this blog post, we’ll explore […]

Looking for ways to reduce your carbon footprint and save on your energy bills? Installing solar panels might be the solution you need! While there are plenty of benefits to making the switch, many homeowners wonder if it will affect their insurance rates. In this blog post, we’ll explore whether having solar panels installed can […]

Premiums for Medicare Part A, B and D and expenses like smoking cessation programs or weight loss programs may be tax deductible. To claim them, itemize instead of taking the standard deduction. Medicare Deductible is the amount you owe each year before your plan will begin covering expenses, with 2024’s deductible set at $1,632 per […]

Researchers found that gaps in coverage were associated with reduced access to care, preventive services utilization and financial well-being.1 As there are ways to reduce gaps in health insurance coverage, gaps can be minimized. You could save on healthcare costs with a health savings account or gap health plans (also referred to as supplemental health […]

Real estate investments may not be as liquid as stocks or ETFs, but Fundrise offers safeguards to protect your investment. Bank-level security is used, along with an Errors and Omissions (E&O) insurance policy to guard against errors that might arise in property investments. Keep in mind that your funds may be invested in electronic REITs […]

Common wisdom suggests that car color has no bearing on insurance premiums; however, this simply isn’t the case; more important factors like make and model of your vehicle and driving history play a part in shaping premiums. Your insurer will assess your vehicle identification number (VIN), which contains details such as when and where your […]