Category Archives: Finance Guide

Owner Operator Insurance – Non-Trucking, Bobtail & Unladen Liability Definitions and Impact

Motor Carriers (MC), which use Owner Operators (OO), enjoy certain benefits, but also face additional risks. Uninsured exposure to the OO can occur even if the Motor Carrier is not using the OO in a business use capacity. The MC’s Trucking or Commercial Auto Liability policy (AL) provides coverage for motor carriers’ owned units and […]

All About Auto Owners Insurance

Sometimes, seemingly insignificant clauses and caveats found in auto insurance policies can make the difference between good and poor policies. Before signing an auto owner insurance contract, ask your agent these questions. Make sure you have the exact same answers in the policy. Do you want to be considered a “family policy”? Family policies provide […]

What Insurance Companies Offer Roadside Assistance Without Comp And Collision?

Have you ever found yourself stranded on the side of the road with a flat tire or dead battery? It can be a frustrating and stressful experience, but luckily many insurance companies offer roadside assistance to help get you back on your way. However, some policies require that you have comprehensive and collision coverage before […]