As part of managing an estate after someone has passed, it can be challenging to determine if they had life insurance policies. Begin by reviewing their files and storage locations such as filing cabinets or safe deposit boxes. Review past employers as well as any professional and social organizations where the candidate may have participated, […]
Category Archives: Finance Guide
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May
May
Walgreens employees enjoy numerous financial perks, such as life insurance. Furthermore, health and wellness benefits, educational opportunities and work-life balance incentives are provided as part of an employee benefits package. Sean Brandle, an expert pharmacy benefit consultant from Segal Company, notes that conflicts between PBMs and pharmacy chains can often take the form of disputes; […]
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May
May
Many Medicare beneficiaries are uncertain when their one-time Medicare Supplement Open Enrollment Period starts, which begins when they reach age 65 and enroll in Part B. To be sure, medical underwriting won’t apply when enrolling during this window of time. Insurance companies cannot ask questions regarding health during this six-month window and must offer all […]
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May
May
No one likes filing an insurance claim, but accidents do happen and losses do happen. By following some simple steps you can ensure a smooth claim process and increase your odds of receiving an equitable settlement. Begin by reviewing your policy and familiarizing yourself with its coverage limits and procedures, along with any necessary documentation […]
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May
May
An individual may become incapacitated or lose control of their bodily functions due to seizure. The consequences could be severe if such an event occurs while a driver is driving. Driver’s licenses may be suspended by DMVs in many states if the driver has epilepsy or is suffering from seizures. These restrictions are in place for driver safety […]
10
May
May
Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
10
May
May
Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]
10
May
May
Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
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May
May
The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]
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May
May
Paramedics can include firefighters, paramedics and police officers. You might be able to find a lower premium if you have a higher level of experience. Best car insurance for first responders First responders understand how quickly things can change. It is beneficial to compare rates from different providers when looking for personal insurance. When you […]