Do you wear prescription glasses and wonder if your insurance covers the cost of a new pair? Well, you’re in luck because some insurance companies offer paneled by insurance company prescription glasses. But what exactly does that mean? In this blog post, we’ll explain everything you need to know about paneled by insurance company prescription […]
Category Archives: Finance Guide
08
May
May
Are you renting a place to live? You might want to consider getting renters insurance. Yes, your landlord’s insurance may cover the building, but what about your personal belongings and liability? Renters insurance can give you peace of mind knowing that you’re protected in case of unexpected events such as theft or fire. But how […]
08
May
May
Your credit score is an essential part of your financial health. It impacts everything from getting approved for a loan to renting an apartment. When shopping for car insurance, many people wonder if it will hurt their credit score. The short answer is yes, but don’t panic just yet! In this blog post, we’ll explore […]
08
May
May
Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]
08
May
May
Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]
08
May
May
Are you experiencing a gap in coverage while waiting for traditional health insurance to kick in? eHealth offers temporary plans that may provide a temporary solution. These plans typically span from 3 months to one year in duration and are purchased through private insurance companies. As these policies do not have to adhere to ACA […]
08
May
May
Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]
07
May
May
Are you due for your Tdap vaccine but don’t have insurance? Don’t worry, you’re not alone. Many people find themselves in this situation and can feel overwhelmed by the cost of vaccines. However, getting vaccinated is crucial to protect ourselves and our loved ones from serious illnesses such as tetanus, diphtheria, and pertussis (whooping cough). […]
07
May
May
If you’re a homeowner, you know how important it is to have insurance that covers your property in case of unexpected damage or loss. But what about those unique items that don’t quite fit the mold? Like a discdr, for example. If you own one of these rare and valuable devices, you may be wondering […]
07
May
May
Are you looking for ways to save money on your auto insurance rates? Have you considered using Onstar? Onstar is a system that offers various services including navigation, roadside assistance and remote vehicle control. But does it also lower your insurance premiums? In this blog post, we will explore the benefits of Onstar and whether […]