Seniors who are looking to sell their life insurance policy and receive cash immediately may be interested in life settlements. A life settlement involves the sale of a life insurance policy to receive a lump sum. This allows policyholders to get the fair market value for their life insurance policies by selling them and receiving cash surrender […]
Category Archives: Finance Guide
11
Apr
Apr
An insurance company cannot deny coverage for a paying customer in very limited circumstances. A policy offered by an insurance company to a customer is usually for six months and covers any driver who happens during that period. The company must pay for the customer’s injuries in an accident that is not their fault. However, they may […]
11
Apr
Apr
Are you curious about the different types of health insurance plans available? One type, fee-for-service insurance, may be useful in certain situations. In this blog post, we will explore what fee-for-service insurance is and when it might be a good option for you. Whether you’re looking to purchase your own health insurance or evaluating employer-provided […]
11
Apr
Apr
It can be difficult to choose the right healthcare plan for yourself. After reviewing your benefits during open enrollment or when you start a new job, there may be more questions than answers. Two common options for employers offering health insurance are high-deductible health plans (HDHP), and preferred provider organization plans (PPO). Each plan is not always […]
11
Apr
Apr
Texas has a high accident rate. In 2018, one reportable crash took place every58 seconds on Texas roads. Texas law requires every driver to have car insurance. However, rates can vary depending on where they are located. According to Bankrate’s 2021 study on annual premiums, Plano has an average car insurance cost of $589 for a full coverage policy and […]
11
Apr
Apr
Here are some questions to ask yourself if you believe you have health insurance. What were your total out-of-pocket costs for the year if you met your deductible? What was the cost of your healthcare insurance? How much did your employer pay and how much did you receive? Where is your money going? The California Health Care Foundation[1] estimates […]
11
Apr
Apr
Are you tired of paying exorbitant prices for your prescription medication? Do you struggle to afford the cost of Lexapro without insurance? It’s time to take control of your treatment and explore the world of generic medications. In this blog post, we’ll dive into the cost savings and benefits of choosing generic Lexapro over its […]
11
Apr
Apr
The average cost of car insurance in Visalia, California, is $635 for a minimum liability policy and $1,802 for full coverage. It is significantly cheaper than the average cost of California car insurance, which costs $733 per year for minimum coverage and $2,065 per year for full insurance. Many car insurance companies serve Visalia, but there is no one company that […]
11
Apr
Apr
Protection & Security products are the cornerstone of a solid financial plan. These products will protect you against common risks that we all need to plan for and think about. You could lose your job Being disabled or sick Not enough time Too soon? The base of your financial planning pyramid is, in its simplest form: […]
11
Apr
Apr
Are you tired of sorting through insurance options and feeling overwhelmed by the terminology? Don’t worry – we’ve got you covered. In this blog post, we’ll cut through the confusion and answer a common question: which of the following is not temporary insurance? So sit back, relax, and let us break it down for you. […]