Category Archives: Finance Guide

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

When leasing a car in the state of New Jersey, it is important to understand your rights and responsibilities as a consumer. One issue that arises with car leases is gap insurance: what is it, and is it required? In this blog article, we will explore the realities of gap insurance in New Jersey. We’ll […]

Cheap repo cars can be found at government repossessed vehicle auctions. These auctions offer thousands of cars at a fraction of their retail value daily. It is possible to find the car that you love. These are great places to buy used cars at incredible prices if you’re a dealer. Here are 5 tips that will help you find […]

It is essential to understand your home insurance policy to find out how your home and finances are protected in case of loss. Although policy coverages and exclusions vary by company, there are some common features and terms that all policies have. Bankrate will help you understand your policy by providing an explanation of these terms. The […]

Life insurance is one of the most important investments you can make in your life. It provides financial protection for your loved ones in the event of your death, and it gives them peace of mind knowing they will be taken care of. But what is Freedom Life Insurance and how does it work? In […]

Here are the costs, performance and benefits of Aetna Medicare Advantage in 2021. Aetna is fourth largest provider of Medicare Advantage plans. A CVS Health company, Aetna has been offering a wide range of benefits since 2018. Most Aetna Medicare Advantage plans include hearing, vision, and dental coverage. Many plans also offer valuable perks. These plans are […]

The cost of auto insurance for financed cars might be different from if the car is yours. With a lender involved, there are requirements that must be met to satisfy the loan, often including the need for full coverage auto insurance. To help protect your bank’s investment, you can choose from a variety of deductibles and add-on coverages. […]

A homeowners policy gives you peace of mind. Your insurance company will reimburse you for any damages or losses to your home. You might wonder if your homeowners insurance premium increases after a claim. We will show you if your homeowners’ insurance premium increases after a claim and, if so how long it lasts. What is the effect […]

Home or auto coverage does not cover unexpected mishaps, but it provides financial protection in case of an emergency. Floods can cause the most serious damage to your home. Floods can cause damage to your home that is as small as a few inches. This could cost you thousands of dollars. Unfortunately, a standard homeowners insurance policy doesn’t protect against flooding. Flood insurance […]