Category Archives: Finance Guide

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

Car insurance is required if you own a car in the United States. Car insurance covers you, your car and other people in the event of a collision. If you don’t have the right coverage, you may be responsible for huge medical bills and vehicle repairs. Each state has its own minimum insurance requirements, but that may not […]

It’s no secret that Nevada is a tech-friendly state. With its robust economy and cutting-edge technology, it only makes sense that Nevada would embrace digital proof of insurance auto. After all, the ability to easily prove you have car insurance can save time and hassle when it comes to getting your vehicle registered or renewing […]

We analyzed the cheapest rates and top companies for home insurance across the Lone Star State. Texas is not just about a piece of land or a steak, but everything is bigger there. It turns out that homeowners insurance is also affected by this saying. Texas home insurance is third most expensive in the United States […]

Viatical settlements offer a way to get money out of your life insurance while you’re still alive. Life insurance policies are often designed to assist your loved ones in managing their financial obligations after you pass away. Viitical settlements are a way to make your policy useful even if you have to give up the death […]

Are you familiar with the contents of your auto insurance policy? For example, I was able to survive a head-on automobile accident on the interstate. I was confident that my insurance would cover my medical expenses and hospital visits if the other driver (in my case, there were two) did not have the right coverage. I was […]

Maintaining a clean driving record is one of the best ways you can save money on car insurance. You will be eligible for discounts and preferential rates if you don’t get in an accident or ticket. Although it may seem easy to stick with one company for car insurance, this does not necessarily mean you get the […]

If you have ever been in a car accident, you know that it can be a confusing and emotional experience. The truth is, most accidents are not clear-cut–both parties may have done something wrong. And that’s where insurance comes in. Insurance companies use algorithms to decide who is at fault in an accident. But what […]

Nationwide is one of the 10 most important U.S. insurance companies. It offers homeowners coverage that you would not get elsewhere. Nationwide home insurance can be purchased in all 50 states, and there are many discounts. Nationwide homeowners insurance received 5 stars overall for performance. Our editorial team determines NerdWallet’s ratings. The formula for scoring homeowners insurance takes […]