Category Archives: Finance Guide

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

If you have ever been in a car accident, you know that it can be a confusing and emotional experience. The truth is, most accidents are not clear-cut–both parties may have done something wrong. And that’s where insurance comes in. Insurance companies use algorithms to decide who is at fault in an accident. But what […]

Nationwide is one of the 10 most important U.S. insurance companies. It offers homeowners coverage that you would not get elsewhere. Nationwide home insurance can be purchased in all 50 states, and there are many discounts. Nationwide homeowners insurance received 5 stars overall for performance. Our editorial team determines NerdWallet’s ratings. The formula for scoring homeowners insurance takes […]

A car accident can be stressful enough. But it gets worse when your auto insurance company denies your claim. An insurance company may refuse to pay an auto claim if there is a valid reason. It is important to understand why your claim was denied. This includes the letter explaining what you should do in this situation. […]

A lot of homeowners consider flood insurance when they are considering a new home. The fear of flooding is real, and some people may think that flood insurance is necessary just in case. But what is the cost of flood insurance in Zone A? If you live in Zone A, you might be wondering what […]

What happens if you don’t have insurance and need an eye exam? It will be out of your own pocket. It isn’t cheap, but it won’t be prohibitive. Your vision is valuable, so every penny spent on eye care will be worth it. What is the cost of an eye exam without insurance? The amount will vary from one region […]

It may be necessary to have your spine operated on if you are suffering from severe spine pain. This will help to alleviate your symptoms and improve your spinal health. We will be discussing how insurance covers spine surgery and what tools can be used to help patients manage their out-of-pocket costs. Different types of Spine […]

Travelers renters insurance offers a solid option for covering an apartment or rental property. It has a variety of discounts and a user-friendly website. Since 1864, the company has been in operation. Overall performance for Travelers Renters Insurance was 4.5 stars. Our editorial team determines NerdWallet’s ratings. The formula for calculating renters insurance scores takes into consideration policy […]

To protect your dependents’ lives, life insurance is an important purchase. Life insurance can seem intimidating. You might be overwhelmed by the options available and hesitate to purchase a policy. Avoiding such a serious discussion can prove costly and harmful in the long-term, especially if something unexpected happens. Keep in mind that a policy that fits for […]