Does Auto Insurance Cover Rental Cars Geico?

There’s nothing worse than being in an accident – especially when it’s not your fault. Even if you’re not at fault, though, you may still be left with damages to your car. If you have rental car insurance through Geico, find out in this article what coverages and benefits you can expect!

What is Auto Insurance?

Auto insurance is a type of insurance that covers your vehicle in the event of an accident or other incident. It can help pay for repairs to your vehicle, medical expenses, and other costs associated with an accident.

What is Rental Car Insurance?

If you’re like most people, you probably don’t think about rental car insurance when you’re renting a car. But did you know that your personal auto insurance policy may not provide coverage for a rental car?

Most personal auto insurance policies exclude coverage for rented vehicles. So if you’re planning to rent a car, it’s important to understand what your policy does and does not cover.

Rental car insurance is designed to protect you financially if your rental car is damaged or stolen. It can also provide liability coverage if you cause an accident while driving the rental car.

If you’re renting a car in the United States, your credit card company may provide some level of rental car insurance coverage. But it’s important to read the fine print to understand what is and is not covered.

If you don’t have personal auto insurance or credit card rental car insurance, you may want to purchase rental car insurance from the rental company when you pick up your vehicle.

Does Geico Auto Insurance Cover Rental Cars?

If you’re a Geico auto insurance customer, you may be wondering if your policy extends to rental cars. The answer is yes, but there are some important things to keep in mind.

First, your personal auto insurance policy will not cover any damage to the rental car. You’ll need to purchase separate insurance from the rental company in order to be protected.

Second, your Geico policy will only provide liability coverage for accidents or injuries that occur while you’re driving the rental car. This means that if you damage the car or someone is injured while you’re driving, you could be on the hook for expensive repairs or medical bills.

Finally, it’s important to remember that your Geico policy only covers rentals in the United States and Canada. If you’re planning on renting a car in another country, you’ll need to purchase separate insurance from the rental company or your credit card issuer.

How Much Does Geico Auto Insurance Cover for Rental Cars?

As with any other insurance policy, your Geico auto insurance policy will have limits on how much coverage is provided for rental cars. These limits may be different than the limits for your personal vehicle, so it’s important to check with your agent or broker to determine what those limits are. In general, however, most Geico auto insurance policies will provide at least some coverage for rental cars. This coverage may extend to damages caused by collision or theft, as well as liability coverage in the event that you are responsible for damages to someone else’s property or person.

What Happens if I Damage a Rental Car that is Insured by Geico?

If you damage a rental car that is insured by Geico, you will have to pay for the repairs yourself. However, if the damage is severe, you may be able to file a claim with Geico.

How Do I File a Claim with Geico for a Damaged Rental Car?

If you’re renting a car and it’s damaged in an accident, you may be able to file a claim with your auto insurance policy if you have the right coverage. Depending on the severity of the damage, you may be able to get your rental car company to cover the repairs or replacement cost.

To file a claim with Geico for damages to a rental car, you’ll need to provide:

* Your policy number
* The date of the accident
* A description of the incident
* The estimated cost of repairs or replacement
* Any documentation from the rental car company (e.g. repair estimates, invoices)

Once you’ve gathered all the required information, you can call Geico’s claims department at 1-800-841-3000 to start the claims process.


In short, yes, Geico does cover rental cars. However, there are a few things to keep in mind when renting a car with Geico insurance. First, you’ll need to make sure you have the right coverage in place before renting a car. Second, you’ll want to be aware of the potential for high deductibles and fees if you do have an accident while driving a rental car. And finally, be sure to keep your policy updated so that it continues to cover you while you’re away from home.