Are you a proud owner of a Subaru WRX or considering buying one? As thrilling as it is to own this high-performance car, the question of insurance cost can be daunting.
The WRX’s reputation for speed and agility often comes with higher insurance premiums, but is that always the case? In this blog post, we’ll explore whether a Subaru WRX is expensive to insure and give you some tips on how to keep your premium low. So buckle up and let’s dive in!
What is Subaru Wrx Insurance?
Subaru Wrx insurance is not particularly expensive, but it is important to know what you’re getting into. The base model starts at just over $20,000, so it’s not the most affordable car on the market. However, the premium rates for a Subaru Wrx don’t exceed those of many other luxury cars. In fact, according to Edmunds.com, the average premium for a Subaru Wrx is just over $2,000 per year.
That said, there are a few things you should keep in mind when shopping for Subaru Wrx insurance. First and foremost, make sure that your coverage includes both personal injury protection and comprehensive coverage. Both of these features are important if you plan on driving your Subaru Wrx frequently. Additionally, be sure to ask your insurance company about discounts they may offer for drivers who have a specific type or amount of Subaru Wrx insurance.
Finally, keep an eye on your policy’s lapses and renewal dates; Ideally, you want to have minimum liability coverage as well as comprehensive and personal injury protection up-to-date and in effect at all times
What are the Different Types of Subaru Wrx Insurance?
If you own a Subaru Wrx, you likely understand that it can be expensive to insure. Here are the different types of Subaru Wrx insurance coverage and what they typically include:
Collision: This type of coverage pays for damage to your vehicle that is caused by another vehicle. It usually includes reimbursement for medical expenses and loss of wages if you are out of work due to the accident.
This type of coverage pays for damage to your vehicle that is caused by another vehicle. It usually includes reimbursement for medical expenses and loss of wages if you are out of work due to the accident. comprehensive: This type of coverage provides protection against both physical damage and theft, as well as covers any associated repairs or damages.
This type of coverage provides protection against both physical damage and theft, as well as covers any associated repairs or damages. liability: This type of coverage protects you from financial responsibility in the event that someone is injured or killed in an accident involving your car. It also helps cover legal fees should you need to sue someone involved in the accident.
How Much Does Subaru Wrx Insurance Cost?
Subaru wrx insurance cost is typically lower than other cars in its class. However, there are a few things to keep in mind when comparing Subaru wrx and other cars. For one, the car gets good fuel economy and it may not have some of the features found on more expensive models.
Additionally, Subaru wrx owners may want to consider adding collision insurance as this vehicle can be prone to accidents. When all is said and done, it’s important to shop around and compare rates before deciding if a Subaru wrx is a good option for your needs.
Conclusion
The Subaru Wrx is a popular car for those who love performance and adventure. However, like all vehicles, it comes with its share of expenses that must be taken into account when insuring it. In this article, we will explore the various factors that affect Subaru Wrx insurance rates and what drivers can do to save money on their premiums.
