Every marketer has experienced it at some point. It is reluctance or inability to pick up the telephone and make calls. It makes no sense, logic-wise. We believe in the product or service we offer. We either have a script given to us, or we’ve written it ourselves. We have a list that is at least partially targeted. We know […]
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It is evident that clients need to protect assets from Medicaid Spenddown. This could be due to the needs of the spouse, handicapped child, or any number of solid reasons. The annuity salesperson comes to your rescue. Agents are well aware that annuities of certain types can be avoided by spending down and provide protection for assets. These […]
Medicare Part B is outpatient coverage that helps pay for doctor visits and other medical services and supplies. Medicare Part B, also known as Medicare Part A, is the Medicare portion that covers doctor visits and outpatient medical services. The average monthly premium for 2021 will be $148.50. The premium is adjusted every year and can change […]
Medicare Part A refers to the hospital insurance section of Medicare. It is premium-free for most people. Medicare Part A covers hospital care and other related services. It is usually offered without a premium, unlike the other parts. Here are some facts. What Medicare Part A Covers Original Medicare — the government-run part of Medicare that you can enroll […]
Check your wallet if you are looking to travel without a passport. It may be necessary to exchange your old, ruined driver’s license with a new one that is enhanced with a star that allows for you to board a plane. Real ID is a driver’s licence that can be used to prove federal identity. States […]
Many small businesses overlook the needs of their owners and employees. The business continuity is a critical need for all involved: partners, stockholders, owners and their families. If you are a producer who is knowledgeable about business insurance, or want to help prospects who might be affected by it, it’s a great way for you to […]
Culture and process first; then technology Technology is helping independent insurance brokers and agents gain efficiencies. Vendors and carriers are implementing real-time communications to increase efficiency. With so many processes automated and keystrokes eliminated it is a great time to reflect on the true value of an independent agent. This value revolves around sales. Without a sale, […]
Is your business able to offer products or services to customers who visit your establishment regularly? If you answered yes to this question, then you need to answer the following question. Is your public and products liability insurance in force? If your answer is no, then you should learn more about public and products liability […]
You are a salaried worker and you receive a fixed monthly salary. It is important to use this income wisely. The best way to grow it is by investing according your financial goals. Research your options and consider investing in different avenues depending on how much time you have available as well as the risk that […]
Both saving and investing are important concepts to build a solid financial foundation. However, they are not the same thing. Both can help you build a better financial future. However, it is important to understand the differences between investing and saving . The most important difference between investing and saving is the risk you take. Savings typically […]