Search Results for: insurance

Social Security in the 21st Century

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

The History of HMO Plans

Introduction: HMO Plans, also known as Health Maintenance Organization Plans (or HMO Plans) are managed care programs. Managed care programs are designed to maintain good health by providing quality care and preventing diseases. It is possible to control rising health care costs by maintaining good health. HMO Plans were initially introduced in order to provide health care […]

All About First American in the Title Cover Business

This is the most versatile title insurer on the market When we consider the extent and nature of this insurer’s activities, the above statement is quite accurate. To ensure its customers receive better service, it employs every technology available. It should be all the more reason that a larger portion of the overall title insurance market’s profits […]

Taking the Mystery Out of Surety Credit – How Underwriters Analyze the Work in Process Report (WIP)

In the bonding industry, there seem to be mixed messages regarding surety credit. One, surety underwriters seem to be worried about the client’s balance sheets and suggest they look for other surety credit options. There are also surety companies that can take over struggling businesses if the company is well managed, has stabilized and has a lot […]

How to Choose the Best Captive Manager

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

U.S. wildfire statistics

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

How to Tell If You Need Collision Coverage on Your Car

Many drivers assume they can’t afford collision coverage because it provides protection in the case of an accident that is not your fault. While coverage is important, every car owner must do a cost-benefit analysis to determine whether the protection is worth it. What situations do you need collision insurance coverage? Let’s take a look at […]