Search Results for: insurance

Medicare Advantage plans offer extra coverage, usually at no cost, but you may pay more if you get sick. Medicare Advantage is a private alternative to traditional Medicare that covers about 1 in 3 Americans 65 years and older. It’s easy to understand why. Medicare Advantage plans often cover things that Medicare does not, and most […]

You may be wondering how to enroll in Medicare as you get older. If you have Social Security, enrollment is automatically made. You will need to enroll if you don’t have Social Security. If you are already receiving Social Security, you will automatically be enrolled in Medicare when you turn 65. If you aren’t receiving those benefits, you can […]

Medicare is a US government-sponsored health insurance program that provides health insurance for seniors and other financially vulnerable people. Optimizing Medicare leads is something that you should seriously consider if you are a healthcare provider and especially a drug vendor. How do you get such Medicare leads? First, we need to develop resources that seniors and financially […]

If you own a medium or heavy-duty truck, then you know how vital these vehicles are to your business. These trucks transport valuable goods and equipment across the country and help keep our economy running smoothly. However, with such essential responsibilities comes a significant risk of accidents and damages that can put your investment in […]

Most insurance underwriters can determine the risk quality for small and medium-sized businesses by looking at key factors like loss history, location and years in business. Revenues, management qualifications and accounting information are all important. For complex risks, such as those with revenue in the tens of millions or more, ratio analysis is required. The […]

Copyright refers specifically to laws that protect the rights of creative works from their original creators and subsequent legal owners for a set period. An industrial patent protects inventions or designs of tangible objects. A copyright, however, is not the same as one. Instead, copyrights relate to intellectual property, music, books, art, films and technology […]

Electronic transactions are becoming more popular with retailers. Many consumers have switched to debit cards and credit cards as their preferred method of payment. To ensure retailers adhere to security standards, the Payment Card Industry Data Security Standard was created (PCI-DSS). According to AIG Cyberedge, a pizzeria was found to be the common place of […]

Car insurance is essential. It’s an agreement between the owner and the insurance company. You need to understand what you are buying and, more importantly, what you will get. These are the essential facts you need to understand about your car insurance policy. An agreement between you (the insured) and the insurance company (the insurer). […]

Are you familiar with mutual insurers? If not, don’t worry – you’re not alone. Despite being a common type of insurance provider, there’s often confusion around what exactly makes them different from other types of insurers. In this blog post, we’ll explore the ins and outs of mutual insurers: their advantages, disadvantages, and ultimately answer […]

Insurance premium tax (IPT), is a risk factor that captives and their parents often overlook. The tax benefits of self-insuring through offshore companies are generally lost. This means that the success of the captive industry depends on high levels of risk transfer expertise and risk management skills. Captives who are not properly prepared or informed […]