You need to take into account many factors when you insure a vehicle that your business owns and uses. These questions and the answers to them will help you decide what insurance you need in order to protect your business, employees, and yourself. You don’t want the cheapest insurance. Every time a business vehicle moves, […]
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Cyber liability insurance. Do I really need it? If your company uses electronic data, Fred Flintstone, it is likely that yes. What activities can make your company vulnerable to cyber-attacks and data breaches? What coverage is typically included in a policy covering cyber liability? Every business that uses electronic equipment in its operations must have […]
Managers of nonprofit organizations are well aware that they require various insurance policies to protect them and their organization against a wide range of claims and lawsuits. Some of the most common policies nonprofit’s purchase are general liability insurance, directors & officers liability, and workers’ compensation insurance. Many people don’t realize that these policies do […]
According to ArriveAlive, there are 700-1100 car accidents that result in death every month in South Africa. This doesn’t even include accidents that cause injury to or damage to vehicles. It is a good idea to have car insurance. However, it is best to avoid any accidents. Speed kills Many people believe they are invincible in their […]
Who doesn’t want to be financially secure? There are many options when it comes time to invest. The biggest problem is choosing between stocks, bonds and shares. Mutual funds are a great investment option. It is wise to invest in mutual funds. This financial instrument is a great investment tool. Mutual funds allow diversification You can access hundreds of individual […]
The stock’s interest rate Federal fund rate is the interest rate that the market sets. These rate depository institutions, also known as overnight rates are charged when borrowing money from Federal Reserve banks. Share market expert states that the Federal Reserve (Fed), uses the federal funds rate to try and control inflation. The Fed attempts to decrease the […]
It’s a good idea to invest in gold because it is a long-term goal. Because it is long-term, you have security. This metal has been a’safe haven’ for speculators in times of economic uncertainty since its inception. Even though global stock markets are performing well, it is important to remember that ‘what goes up must go down’ does […]
Driving long distance HGV (Heavy Goods Vehicle) was once very popular and highly sought-after. Although not as popular today, HGV driving is still a very common profession. It can be extremely rewarding but also extremely tedious. This occupation is often criticized because it is simple and requires the driver to sit down every day and drive […]
Driving is not the same cheap way to get around, due to rising fuel costs, increased car insurance premiums, parking fees, road tolls and heavy fines for speeding. This doesn’t mean that you have to pay more. You can save a few quid by reducing your fuel consumption and/or adjusting your car insurance policy. Reduce your […]
Collision coverage, as the name suggests, will protect your car in the event of a collision. It is different from other insurance policies, so it is a good idea for you to understand the differences. First, collision coverage will only cover the vehicle’s damage. It doesn’t matter who caused the accident. The coverage will only cover your […]