Search Results for: insurance

Prevent sewer backups

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]

State Farm vs Liberty Mutual

State Farm is the largest U.S. insurer and has 9.12% of the market. State Farm has been selling policies since 1922. It receives strong marks from third-party rating agency J.D. for financial strength and customer satisfaction. AM Best and Power. State Farm also offers auto insurance for homeowners, renters, and life insurance policies. Liberty Mutual, a household name […]

Is Your LEED Certified Building Adequately Insured?

You invest a lot as a developer/owner in building LEED-certified projects. Your broker has discussed the possible gaps in traditional property insurance policies versus policies that include the “green” endorsement. Many carriers now offer this option. Many people in the real-estate industry are familiar with LEED certification status and what is required for it to […]

Reported Trends in Cargo Theft: How Not to Get Caught Out This Holiday Season

CargoNet and its partners compiled statistics as part a larger American survey. They found that the most commonly stolen cargo types are consumer electronics, food, and clothing. Truck stops and rest areas are also common targets for organized cargo theft. Organized cargo thieves have greater opportunities to steal cargo during Christmas. According to statistics from […]

How to Use Medicare.gov

Determine your eligibility, make a MyMedicare.gov account, sign up for Medicare Advantage or drug plans and more. Medicare.gov is the official website for Medicare, the U.S. government health care program for seniors and those with certain disabilities. This site is particularly useful for finding providers, comparing plans and learning about policies and costs. Here are some ways you can […]

Codes and Standards Governing Commercial Kitchen Ventilation Operations

This is the continuation of our fire investigation series. It will help investigators understand how commercial kitchen ventilation works, also known as restaurant grease fires. This article will cover the foundations of the codes and standards that regulate commercial kitchen ventilation and appliances. Federal, State/Provincial, Municipal and Municipal building codes as well supporting standards regulate […]

AM Best Ratings: What Do They Mean and How Do I Evaluate Them?

We are getting a lot more questions regarding carrier stability and how performance is being monitored outside regulatory agencies, given the current turmoil in the financial market. AM Best Company was established in 1899. It is the oldest and best-known rating agency for the insurance sector. AM Best is a key indicator of financial strength […]

Air Conditioning Legislation – Will You Be Affected?

The Government is looking to reduce emissions as much as possible as everyone becomes more eco-conscious. We have already seen increased public transport use, electric cars and catalytic convertors become the norm to reduce carbon emission. It is buildings like houses, offices, and shops that account for half of the UK’s carbon emissions and energy […]