Search Results for: insurance

What is J.D. Power?

Bankrate studies frequently refer to J.D. Power is a source of customer ratings and reviews. Michigan-based J.D. Power is a consumer data and analytics company that has been providing detailed, objective studies on a variety of industries since 1968. A company can be a reliable source of impartial, independent ratings. Although policyholders can often complain, they rarely share their everyday […]

Uninsured Motorist Coverage – Don’t be Penny Wise and Pound Foolish

As much Uninsured Motorist (“UM”) coverage as you can afford on your auto policy. What UM protects: Your family’s uninsured motorist coverage covers you for damages and losses caused by an underinsured or uninsured driver. Why Substantial UM Coverage is Important: There are many reasons why you should have UM coverage. Inexpensive: UM coverage can […]

Does Medicare Cover Mental Health Services?

Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]

Get Ready for an Intense Wildfire Season in the Western U.S.

Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]

Does Medicare Cover Flu Shots? Price and Coverage

To protect your health in the winter and fall months, flu shots are necessary. Flu season usually begins in November and continues through April. The peak season for flu cases is between December and February. It was rare for the 2018-2019 flu season to last until May. Influenza, also known as the flu, can cause fever, sore throats, headaches […]

Demystifying First Notice of Loss Acronyms – FNOL, FROI and SROI

First Notice of Loss is like other insurance niches. It uses a lot of acronyms to describe the methodologies and nuances that are relevant for both consumers and providers. It can be confusing for both consumers and providers. Consumers can be considered claimants for the purposes of this article. Providers can include TPAs, insurance carriers, and FNOL […]

Protecting Your Income: Why You Can’t Rely on ACC to Get You Through

New Zealand has an accident compensation program called ACC, which stands for Accident Compensation Corporation. However, it is not uncommon to be unaware of the ACC’s mandate. It is common to assume that an accident will only result in my disability. This leaves kiwis vulnerable to financial hardships when they are disabled. ACC was created to […]

Almost Half Of People With Mortgages Risk Losing Their Home

43% of British people don’t have their mortgage protected by life insurance. This is a huge jump from 2006. Economy has had to change as the recession is affecting families and their budgets are being hit hard, especially when they face redundancy. Recent research* in What Mortgage (3 November 2010) shows that many people have stopped […]