Search Results for: insurance

Imagine if your current insurance policy could be eliminated. What if your current health insurance doesn’t cover office visits co-pays, or specialist co-pays? Did you ever consider how much a “zero” drug deductible could be costing you each month? If this is something you think about every day, or if you’re just one of those people who talk […]

Christchurch, New Zealand 2016. I still live in a city that publishes truths too often. I live in a place where much of the issues that should be discussed are not being addressed. I live in a place where politicians, who should be representing the people, seem to have lost their voice. Many are still in pain, while others […]

Have you ever tried to build a “House of Cards”? It is a slow, patient, and tedious process where a person places a card on top and simultaneously creates vertical layers. These vertical cards balance delicately while standing acutally on their blades. The intricate arrangement of cards in this fine matrix is a symbol of the hard work […]

There are many things you need to consider when owning a business. You should pay attention to your partner and your business. What responsibilities each of you have, how you invest your money and what you expect to get from the business. You may not think about what could happen if your partner becomes seriously ill or dies […]

Harry Truman initiated the establishment of a national health program by asking Congress for legislation to be enacted in 1945. He was the first to sign up under the Lyndon Johnson law, twenty years later. Two decades ago, the dangers of socialized medicine were being debated. Now, the United States has opened Medicare to all seniors over […]

It is similar to buying and selling a cross-purchase plan by using your life insurance to finance a Buy/Sell Redemption Plan. You are effectively using the proceeds from your life insurance to fund a Buy/Sell Redemption Plan to make changes in ownership on a partner, a corporation or a member. This could be similar to basic buy-sell […]

Although Lloyd’s slips are now accepted electronically, they were originally printed on paper. They contained all details of the risk that was to be placed on Lloyd’s of London’s insurance market. The Lloyd’s slips, which are standard documents in a format that are meant to help not only the underwriter to take into account the risks […]

Fear of redundancy and no savings? Many people find themselves in this situation and are forced to think about what they would do if their job was lost. The state benefits are very minimal. The Job Seekers allowance is at PS64.30 per semaine (PS50.95 for people under 25). This is compared to: According to the Retail Food Consortium June […]

According to statistics, 10,000 UK bikers cancel their insurance policies during the winter months each year. Bike owners often lock their bikes away, but unfortunately their bikes can still be stolen even if they are stored in a garage. Many motorbikes are kept in garages during winter months by thieves. Every month, over 600 bikes […]

Viatic settlement refers to the sale by the policy owner of a life insurance plan before it matures. This sale gives the policy owner immediate cash settlement. Viitical settlements are generally for insured people with a shorter life expectancy than five years. Life settlements (also known as senior settlements) are similar to viaticals. They involve the sale of […]