An old and well-known samurai belief states, “Fear not only the weapon but also the hand that uses it.” This principle also applies to transportation. Vehicular accidents may result from road hazards, natural disasters, defective car parts, bad driving or worse, bad drivers. Drivers with bad attitudes can cause accidents by being greedy, short-tempered, or selfish. The old samurai saying, “Fear not only the car, but the man behind it,” could be translated to today.
Los Angeles is home to hundreds of vehicles, including taxis, private cars and transport trucks. Car accidents are inevitable with so many vehicles moving at such a fast pace. A car accident can cause serious injuries, car damage and headaches. California offers many insurance agencies that provide car insurance. They offer low premiums and a variety of policies. The tort system in California is that the state must find someone at fault for a car accident. This individual will then contact his Car Insurance agency to claim the damages he/she caused. This is where the finger-pointing begins, as each party tries to prove the other driver was at fault.
There are many bad drivers. Some drivers drive even when they are under the influence of alcohol. Other drivers don’t care about following traffic rules. They think that lights and signs are just suggestions they can ignore. Bad drivers are also common because of their poor driving skills. How can these poor drivers get auto insurance quotes? And how do they miraculously get an insurance contract approved? How can one determine if they are eligible and qualified to receive a deal?
California car insurance companies have different qualifications rules for drivers with bad driving records than other states in the US. While some car insurance agencies will allow bad drivers to receive a deal, others are more strict regarding drivers with poor driving records. Most car insurance agencies will accept drivers who have only one or two traffic violations. However, they won’t give an auto insurance quote to drivers who have been involved in major accidents or traffic violations in the past 3 to 6 years. Auto insurance is not available to drivers who have been convicted of an alcohol-related offense, reckless driving, or excessive speed violation. Some agencies require applicants to show proof of 5 years or more driving experience in any of the following states: LA MA MA NM NC VA WA WA.
Bad drivers pay is one of the most common policies offered by some insurance agencies. The offender’s premium will rise by 40% of the base rate of the insurer after an at-fault incident. His/her premium will increase by 200 dollars if the base rate of the insurer is 500 dollars after the first at-fault accident. This would total 700 dollars.
Although it is simple to obtain quotes from insurance companies, passing the qualification process can be difficult, especially if the driver has a poor driving record. When one does finally get a great deal, it is important to remember that these licenses do not allow you to cause harm or run wild. Auto insurances are a safety measure that “just in case” covers accidents. Auto insurance can only cover the cost of injuries and repairs, but not the driver’s life. Your best bet is to drive safely. Drive safely.