Category Archives: Finance Guide

The 2009 drywall crisis – hazardous gypsum boards made in China and placed in American homes – raised eyebrows among homeowners, builders, insurance companies, state departments and the U.S. Consumer Product Safety Commission. Hundreds of complaints were filed about corrosive gases, which caused structural damage to homes and acute and chronic health issues. It was […]

What is Social Engineering Fraud? While you might not believe you know it, you most likely do. You have been targeted multiple times, possibly even recently. Social Engineering Fraud is the leading cause of data breaches, and has led to billions in dollars being stolen. What is social engineering fraud? Interpol confirms that this is […]

It is difficult for manual forex trading to keep up with automated forex trading bots. In the last decade, an emerging trend has seen manual forex trading gradually replaced by automated trading. Although this trend has been growing steadily over the past decade, it is still early days for wider adoption. Each new trend that emerges from […]

Insurance claims adjusters make a lot of speculation about how much they can make each year. It is important to understand the financial landscape in the adjuster industry as unstable weather continues into fall. People have heard from their ex-uncle or girlfriend’s brother that adjusting is a money tree. The money tree is a blooming Benjamins that […]

Florida Condo Associations still face a problem with past due accounts receivables. Condos were bought by investors hoping to flip them and make quick cash during the heights of the real estate boom. With condo prices at 40 to half of their purchase price, many owners have lost their investment and stopped paying their monthly […]

Did you know that spider webs are more common in colder weather? These webs appear larger than any other time of year. Some of these webs are actually huge. This is a strange thing until you consider the reasons. It’s possible that you live in areas with a pleasant climate all year. You can take my word for this. […]

There are two open enrollment periods for Medicare that offer the chance to change your coverage. Here are some ways to compare plans. Medicare plans offer an annual open enrollment period, as with all health plans. Current Medicare beneficiaries have the opportunity to review their coverage and make possible changes. Medicare only has one open enrollment window […]

During my recent trip to London to meet several underwriters who specialize on professional liability insurance for design companies, a common theme emerged. Many engineering firms and architects have seen their revenue drop by 15% to 25% in the current recession. Many architects have experienced revenue decreases of 15%-25%, and many design firms linked to […]

Meetings with clients have been the core of professional financial planners’ workday. This is undoubtedly the most crucial element in determining one’s reputation, success, and satisfaction with clients. It doesn’t really matter how professional you are on the phone or how effective your website or marketing strategies are, what matters is your ability to communicate face-to-face. This […]

Errors and omissions insurance, also known as professional liability or E&O insurance, is designed to protect you against a client’s claim of negligent acts, omissions or errors you make while performing professional services. These policies cover legal defense costs and any settlement paid to clients in the event of a covered case. While E&O insurance […]