Category Archives: Finance Guide

You should have a minimum amount in car insurance. Fort Collins’ average car insurance cost is $1,773 annually for a full coverage policy, and $493 per year for a minimal coverage policy. To find the best car insurance in Fort Collins, we compared some of the largest Colorado car insurance companies based on market share. We evaluated each one […]

Are you considering purchasing a car with a rebuilt title? While these cars can be a great deal, they come with some unique challenges–including finding an insurance company that will provide coverage. State Farm is one of the largest insurers in the United States, but will they insure your rebuilt title vehicle? In this article, […]

The Insurance Information Institute states that drivers with lower credit scores pay more car insurance, because they tend to file more claims. Your credit score can have an impact on the price of your car insurance, except if you are located in California, Hawaii, or Massachusetts, where insurance companies cannot use it as a factor when calculating premiums. […]

Document management and storage are two of the most critical aspects of any insurance claim product. It all starts with basic paper flow and document storage. This was, and is still, the cabinet filing system. Many of us are now paperless thanks to electronic technology. Let’s look at some of the financial differences as well as the steps […]

Are you planning a trip overseas? Whether it’s for business or leisure, traveling to new places can be exciting and thrilling. However, unexpected things can happen during your journey that may put you in a difficult situation – like falling sick or getting injured. This is where travel insurance comes into play! By purchasing the […]

Pennsylvania’s average car insurance cost is $427 for minimum liability coverage and $1,476 to cover full coverage, which includes collision and comprehensive insurance. Your lender may require that you purchase more expensive coverage if you finance or lease a vehicle. Knowing the cost of car insurance will allow you to make informed decisions and choose the best […]

A low credit score will make it statistically more likely that you file an auto insurance claim. California, Hawaii, and Massachusetts are the only states that allow insurance companies credit scores to be used in calculating premiums. This means that most drivers’ credit scores have an impact on their car insurance premiums. However, this does not mean […]

Insurance agents are under tremendous pressure due to dramatic shifts in property casualty markets. While premiums and retention, as well as commissions and policy retention, have fallen, overhead and workload have increased. It has led to a scramble of agents trying to figure out what they should do next in order to keep the ship afloat. Independents […]

Accidents can happen to anyone, anywhere and at any time. While we don’t like to think about it, the harsh reality is that they can result in serious injuries or even death. That is where Accidental Death and Dismemberment (AD&D) Insurance comes into play. It provides financial protection for you and your loved ones when […]

Your credit score can have an impact on the price of your car insurance, even if you don’t live in California, Hawaii, or Massachusetts. There have been many studies that show people with lower credit scores are more likely than those with good credit to file large claims. Kentucky residents looking to lower their premiums might want to […]