Category Archives: Finance Guide

Homeowners insurance often covers water damage to certain extents. In the event that water damage occurs to your home, it’s essential that repairs be made immediately and an insurance claim be submitted promptly. According to the Insurance Information Institute (III), most standard homeowner policies cover sudden, accidental water damage. However, neglect or gradual deterioration due […]

Renters deciding to invest in rental insurance for washers and dryers should consider several factors before making their decision, such as their current value, level of reliance and terms of policy. If your appliances are of high value or located in a higher risk area, investing in rental insurance could be financially sensible. A cost-benefit […]

Most car insurance providers do not provide one-day policies; those that do may have minimum policy terms of 30 days as it’s simply not profitable to have cover for only a day or so. However, if you are borrowing or renting from someone else, they may already provide coverage through something called permissive use policies. […]

Like most states, California mandates car insurance for drivers in order to legally operate vehicles. At GEICO we offer several affordable types of coverage – as well as uninsured/underinsured motorist coverage – that make driving legal. California drivers found driving without car insurance will face fines and license suspension if caught driving without coverage. To […]

Car insurance provides more than just legal compliance or expense: it is also an invaluable means of protection from unexpected losses that might occur. Policy details vary considerably, yet most policies offer at least some basic coverages. Factors influencing price and coverage include age, driving record, credit history, location, type of vehicle and deductible amounts. […]

Apexm is a pelvic muscle stimulation device designed to decrease stress urinary incontinence by strengthening muscles in your groin area and reduce stress urinary incontinence. Medicare covers this device if prescribed by a doctor as medically necessary and purchased through an in-network provider. Property Coverage Insurance from Apex Risk provides customized coverage options and expert […]

If you need affordable life insurance protection over an extended period, such as until your children are grown or your mortgage has been paid off, consider purchasing a 20-year term policy. Learn about its coverage quickly and receive a free quote within minutes! Term policies provide temporary coverage that only pays out death benefits if […]

Most physical therapists opt to purchase their own insurance as an added layer of security and peace of mind. This could be either an addition to their employer’s plan, or entirely separate one altogether. Malpractice insurance can protect physical therapists against potentially costly claims of malpractice; however, other forms of liability coverage can help safeguard […]

Homeowners insurance costs less when your house is more recent or features such as smoke detectors and security alarms are installed. Also, insurers view you as less of a risk and often provide discounted rates accordingly. Some homeowners can save by bundling auto and home policies together, or raising their deductible. Cost Homeowners insurance protects […]

It is difficult to find the lowest auto insurance Missouri by yourself. Although it is not the most expensive place to buy car insurance, it’s not the least expensive. This is true from the insurance provider’s perspective. Missouri has more than 157,000 car accidents , with approximately 4,000,000 licensed drivers. This resulted in 881 deaths and 55,112 injuries. This is a large […]