Category Archives: Finance Guide

According to NerdWallet’s most recent rate analysis, the average renters insurance costs in the U.S. are $168 per annum, or approximately $14 per month. This is an estimate based on a policy that covers a hypothetical 30-year old tenant with $30,000 of personal property coverage, $100,000 liability coverage, and a $500 deductable. The national average is […]

A constant problem with motor insurance is the loss or reduction of no-claims discount. This happens when a company pays out for circumstances where one driver believes himself/herself innocent. Policies require policyholders to inform insurers about an accident. However, they are not required to file a claim. Insurers should make it clear to policyholders that […]

WRITING INSURANCE SALES MAILERS TO SMASH THE MOLD It is important to realize that just because someone sells insurance policies does not mean they are able to write. If you use the tips and tricks that yield extraordinary results, there is no need to hire an external writer. You can easily make your direct mailer into an […]

Vehicle owners must have insurance. In all states, it is mandatory. The owner can choose what type of insurance coverage they need, however, the owner must have some liability coverage that covers personal injury or property damage. Because you can’t pay someone for injuries you cause in an accident or property damage, you don’t have […]

A well-run insurance marketing agency will choose the best states to market their products in. The best marketers know that there are many factors that influence a state’s ability to market its insurance products. These are the states ranked. Check out a report that shows how the 30 steps involved in calculating where one state is relative to […]

Lead Management, in its simplest form, is the ability to acquire, manage, analyze, and distribute leads. Although it is important to know where leads come from, this should not be the only aspect of a quality sales strategy. The agency should be able to manage their lead management system in their own way. Your agency’s unique mix will […]

Lack of Access to Health Care United States residents can become uninsured for many reasons, such as not having an employer that offers insurance, being born into families without health coverage, and having low incomes. One main factor contributing to uninsured status in the US is an inability to afford health care – being forced […]

Most car policies will include liability, collision and comprehensive coverage as standard; however, you may wish to add rental reimbursement as an add-on. This extra can help cover rental car expenses should your own vehicle be in need of repair. Resolving disputes over fault and liability can often take time; having rental car coverage makes […]

Life insurance provides many advantages, from financial protection against major health events and supplement retirement income, to tax advantages. Unfortunately, however, its tax rules can be complex and vary widely from case to case. Most individuals do not owe taxes on life insurance payouts. There may, however, be exceptions. Premiums Life insurance premiums carry many […]

Warby Parker was founded with a pioneering spirit and lofty mission: providing designer prescription eyewear at unprecedented prices – both online and in stores. Their business model is built upon social responsibility; for every pair sold, one pair will be given to someone in need. VSP Vision Care, Cigna Vision and UnitedHealthcare (UHC) Vision are […]