Are you in the market for auto insurance? You may have heard that Costco offers their own insurance program. But is it really cheaper than other providers? In this blog post, we’ll dive into the details of Costco Auto Insurance and compare it to other options on the market. We’ll also discuss the pros and […]
Category Archives: Finance Guide
22
Jul
Jul
When you think about purchasing life insurance, “Cash Value” sounds great. However, you will need to carefully analyze the pros and cons of a cash-value policy. The term “cash value” refers the savings component of permanent insurance such as universal and whole life insurance. These policies are priced at a cost that covers lifelong insurance and the […]
22
Jul
Jul
A low credit-based insurance score can affect your car insurance rates more than a DUI, in some cases. You are the only person on your policy, have an impeccable driving record, no gaps in coverage, and you have never had to file a ticket. Your car insurance rates are still higher than your utility bills. One reason […]
22
Jul
Jul
The accident that occurred in your brother-in law’s truck caused you to be so grateful you took the time to listen to someone and purchased one-day car insurance. No matter if you’ve been in a car crash before or not, there are steps to follow, details to collect, and information that is crucial to the […]
22
Jul
Jul
First, it is important to have enough information about all those involved in the accident. It makes things easier and provides more satisfaction. After Accident First, let your insurance company know that an accident has occurred. Give as much information as you can to your company’s independent agents. Get out of your vehicle and begin […]
22
Jul
Jul
Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]
20
Jul
Jul
Car and health insurance both serve to protect policyholders against significant financial losses; however, there are distinct differences between them. PIP or MedPay coverage typically pays for treatment of car accident injuries before your health insurer does. However, any money paid out through subrogation could come back to them as reimbursement. Cost As with car […]
20
Jul
Jul
Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]
20
Jul
Jul
If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]
20
Jul
Jul
Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]