Category Archives: Finance Guide

An insurance agent can prove to be an invaluable asset for consumers when they’re looking for the right policies for their family, or when they have to file a claim due to an insurable event. Many consumers are unaware that there are two types of insurance agents available: independent and captive agents. Below is a description of […]

The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings. The key takeaways Renters liability insurance covers you in the event that you cause injury to another person through negligence or an accident. If you are sued in a case involving accidents at home or dog […]

Speeding tickets may not seem like a major issue to many drivers but it is an offense that can have serious consequences for your car insurance policy in Illinois. In 2018, speeding was responsible for 33.7%, 36.1%, and 38.2% respectively of all crash-related injuries in Illinois. Drivers who drive more than the speed limit by even one […]

What’s Polkadot? Polkadot joined the Web3 Foundation in Switzerland to assist with development. The foundation is looking forward providing a decentralized platform that is fully functional and user-friendly. Gavin Wood, one the co-founders of Ethereum, was responsible for the mapping of the project in 2016. He also worked with Robert Harbermeier and Peter Czaban. Web3 and Polkadot […]

In an earlier article, Why Insurance Agents Need to Brand Their Name, I talked about the benefits of social media and blogging to retain and attract customers. Video is another tool that can be used to enhance a Social Media Branding System. Video is a popular way to entertain people and can drive traffic to your site […]

Private insurers offer Medicare Advantage Plans as an alternative to Original Medicare. Here are some tips to help you shop. Although you may have heard about Medicare Advantage Plans (or how they fit in the Medicare universe), do you know how to get one? Medicare Advantage Plans can be described as an “all in one” option […]

For a full coverage policy, the average cost of car insurance in America is $1,674 annually. Your car’s make and model is one of the most important factors that will impact your car insurance rate. Your rate will be affected by your vehicle make and model, credit score, age and claim history, as well as your driving […]

Five Great Tips to Make Good Business Investments Before you settle on one type of investment, there are many others that you could consider. While beginners may be able to focus their attention on one type of investment initially, diversifying your portfolio is crucial to protect your personal finances. Bonds, money market funds and shares are just […]

One thing is certain. Your policyholders, if you are a Truck Insurance Agency. You can quote more, so you should write more. The Internet is your Holy Grail for finding leads, and it is an open field that is ready to harvest. Are you comfortable using the Internet? Or do you find it scary and frightening? One thing is certain: You […]

Medicare can help you pay for prescription drugs in two ways. Even though many seniors rely on medicines for their health, you won’t find outpatient coverage in Medicare Part A and Part B. Part D is an optional program that covers prescription drug costs. Medicare started offering it in 2006 as an option. Prescription drug plans […]