No matter if you live in a luxurious rental property or a cozy apartment,Renters insuranceThis could be a great purchase.As of 2018, the most recent year with available data, a renters insurance policy costs $179 per year, according to the Insurance Information Institute (Triple-I).Renters insurance offers many of the same protections as a homeowner’s policy.Homeowners insurancePolicy, […]
Category Archives: Finance Guide
You might find it easier than you realize! You may want to transfer your auto insurance coverage to another company for many reasons. Maybe you have a new job and qualify for a group rate through another insurer. Perhaps your current company is not providing the best service. Maybe you have found another company that […]
The training process for life insurance could be described as a fatal shock treatment that is injected into captive training systems for insurance agents. You are full of anticipation and money when you enter insurance training. You will be amazed at how fast training can become stressful with the captive agent system. I can’t wait to see […]
Are you in the market for auto insurance? You may have heard that Costco offers their own insurance program. But is it really cheaper than other providers? In this blog post, we’ll dive into the details of Costco Auto Insurance and compare it to other options on the market. We’ll also discuss the pros and […]
Higher homeowners insurance premiums can be caused by rising home values and Chicago’s vulnerability for extreme weather like heavy snow, strong winds, flash flooding and severe storms.For $250,000 of dwelling coverage, the average cost for Chicago home insurance is $1728 per annum.The comparison is theaverage home insurance premiumThe state of Illinois charges $1,322 annually for […]
An old lady lived in a shoe. She had so many kids she didn’t know what to do. Although she wasn’t a homeowner, Mrs. Crampler loved the rest of the nursery rhyme. She was a mother to nine very energetic children and was always on the go trying to manage all of the responsibilities that […]
Car and health insurance both serve to protect policyholders against significant financial losses; however, there are distinct differences between them. PIP or MedPay coverage typically pays for treatment of car accident injuries before your health insurer does. However, any money paid out through subrogation could come back to them as reimbursement. Cost As with car […]
Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]
If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]
Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]










