Category Archives: Finance Guide

Criteria for Getting Access to Motor Trade Insurance

Motor trade insurance is not available to everyone. This product is very niche and you should consider all aspects before you make an offer. To avoid disappointment, it is best to fully understand the criteria. You must be involved in the motor trade. You could work for a garage chain, or sell pre-owned and new cars. Providers will need to […]

Preventing Construction Site Accidents

Construction site deaths and injuries are often caused by dangerous working conditions. According to the Health and Safety Authority of Ireland (HSA), the construction industry reported 454 workplace injuries for 2011. Though the rate of construction site injuries and fatalities is decreasing since 2009, the numbers are still significant, which are in turn affecting the employers (contractors/builders) […]

Insurable and Non-Insurable Risks

Insurance refers to all types of risks. Insurance policies can only be used to share risks with others with similar risks. While some risks can be insured (i.e., insurable), others cannot. non-insurable risks). Insurable Risks Insurable risks refer to the risks that the insurer covers or makes provision for. They are those risks against which it is possible […]

Tough Times For Brokers And How To Survive Them

Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]

Are there Differences in Umbrella Insurance Policies?

Personal umbrella liability policies provide high limits of coverage to protect the insured from third-party liability claims. This policy covers bodily injuries, property damage and personal injury. It also covers offenses like libel and slander, false imprisonment, invasion of privacy and other. Personal umbrella policies provide liability coverage. They stack on top of primary coverage for […]

Know About Business Interruption Insurance in Hospitality Industry

The hospitality industry is a major employer in many countries around the globe and one of the largest service sectors. There are many fields in the hospitality industry, including lodging, restaurants, cruise lines, and other fields. Because of the many risks associated with running a business in hospitality, it is more susceptible to economic fluctuations than other […]