Category Archives: Finance Guide

Contact an agent if you have questions about your auto insurance policy. Did you know you probably already have this information? The majority of your policy information can be found on the declarations page for car insurance. It can be easier to locate your policy information by knowing what this page is, how it works and where it […]

Do you ever feel those sudden regrets? Those dark, gnawing guilt pangs that tug at your heart and knock at your soul from the past? Sam can sometimes feel guilty, especially when he is stuck in traffic jams with bumper to bumper cars. Sam can still recall Paul’s elementary school days, even though it has […]

Many would say, “I must be.” Some people view insurance salespeople as a disease that must be eradicated. Telling people that you sell insurance can make them scurry and run to escape you like you have a disease. How can you increase sales when most people are trying to avoid you? This reaction is very familiar to you. […]

Have you ever considered taking out life insurance on someone else? Maybe a family member, business partner, or even a celebrity? While it may seem like an unusual concept, there are actually many reasons why someone might want to take out a life insurance policy on another person. In this blog post, we’ll dive into […]

No matter if you live in a luxurious rental property or a cozy apartment,Renters insuranceThis could be a great purchase.As of 2018, the most recent year with available data, a renters insurance policy costs $179 per year, according to the Insurance Information Institute (Triple-I).Renters insurance offers many of the same protections as a homeowner’s policy.Homeowners insurancePolicy, […]

You might find it easier than you realize! You may want to transfer your auto insurance coverage to another company for many reasons. Maybe you have a new job and qualify for a group rate through another insurer. Perhaps your current company is not providing the best service. Maybe you have found another company that […]

Car and health insurance both serve to protect policyholders against significant financial losses; however, there are distinct differences between them. PIP or MedPay coverage typically pays for treatment of car accident injuries before your health insurer does. However, any money paid out through subrogation could come back to them as reimbursement. Cost As with car […]

Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]

If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]

Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]