Category Archives: Finance Guide

Can Life Insurance Be Used for Savings?

Advertisements and appealing packages in today’s commercialized world encourage us to buy impulsively without considering the consequences. This leaves little, if any, for savings. Life insurance proves to be a great saving tool as it not only fulfills the need for savings but it also provides protection to our loved ones during uncertainties. Prerna, a recent […]

ESOPS Make Sense For Agencies

Insurance agency owners are quickly embracing this concept, but they face many challenges. This includes developing a fund growth strategy, making additional investments in their businesses, creating a perpetuation plan, and optimizing employee productivity. All of this while being tax-advantaged. ESOPs are a viable option for principals and agency owners who face any or all of these […]

Are Veneers Covered Under Insurance?

If you have a discolored, misaligned, damaged, missing or misshapen tooth or entire smile, dental veneers can help restore its beauty. You may be considering veneers to transform or correct your smile. However, most insurance companies do not cover veneers because they are considered cosmetic procedures.Continue reading to find out how veneers can fit within your […]

How to add a car to your insurance policy

In 2017, there were 1.88 cars per household in America. You will need to insure the additional vehicle if you own a car. You can usually add a second car to an existing auto insurance policy. Although some companies insure vehicles on a one-vehicle-per-policy basis, many allow policyholders to insure a number of vehicles on one policy. You can add your […]

Client Enslavement Using Golden Handcuffs and Intimidation – How Insurance Companies Manipulate

Nearly everyone has an insurance product, as I explained in the first article of this series, Corporate Body Snatching and Customer Rustling – How Insurance and Investment Companies Steal Customers For Huge Profits. Here I’m going to focus on Property and Casualty Insurance. Also known as Auto and Homeowner’s, this is how people can be tricked […]

Driving without insurance in Arizona

You don’t want your vehicle to be caught without insurance in Arizona. All Arizona vehicle owners must have insurance. No insurance can result in a ticket, a fine, suspension of your license, and other consequences. It’s important to be aware of the penalties for driving without insurance in Arizona, especially since Arizona recently increased its liability limits. Let’s […]

Does car insurance go down at 25?

The highest premiums for car insurance are paid by young adults than any other driver. You might be wondering when you’ll finally get relief if you spend more each month on vehicle insurance than you do on your auto loan payments. Your rates decrease with each year of driving experience. It is generally believed that premiums will drop once […]

Driving without insurance in Georgia

You must have minimum coverage if you own a Georgia-registered car. Georgia’s law makes it illegal to drive without insurance. If you are caught, there will be severe consequences. Drivers need to be familiar with Georgia’s car insurance laws. Also, the penalties for driving without insurance are severe. Georgia car insurance laws Georgia car insurance laws require that […]