Category Archives: Finance Guide

The ability to be prepared for unexpected risks is what makes a business a success. If they are not addressed, it could lead to the demise of the business. Unexpected risks, such as liabilities and fire, can require immediate financial assistance to save the business. These finances cannot be generated from the incomes and revenues of the […]

Most insurance policies have an appraisal clause. This allows the parties to the contract to settle a dispute about the “amount loss”. The amount needed to complete repairs due to a covered event. To protect their interests, a policyholder might be required to hire an appraiser. An example of how an independent appraiser helped protect a policyholder […]

Are you struggling with anxiety, depression, or ADHD? Neurofeedback therapy may be the solution you need. This innovative treatment method involves training your brain to regulate its own activity and improve cognitive function. But before considering this option, it’s important to know whether insurance covers neurofeedback therapy, as well as its potential costs and side […]

Harry Truman initiated the establishment of a national health program by asking Congress for legislation to be enacted in 1945. He was the first to sign up under the Lyndon Johnson law, twenty years later. Two decades ago, the dangers of socialized medicine were being debated. Now, the United States has opened Medicare to all seniors over […]

Healthcare insurance can be a complex world to navigate, full of jargon and acronyms that can leave even the savviest consumer scratching their head. One such acronym is UCR, which stands for Usual, Customary and Reasonable. If you’ve ever received an Explanation of Benefits (EOB) from your insurer or had to file a claim with […]

Everyone who is medically eligible for long-term care insurance must be aware of the importance of this coverage. Why? Here are 10 reasons why. 1. The odds are in your favor: Your chances of needing long-term care have risen to 70%. Seven out of ten Americans will use their policies, which is more than an auto accident or […]

It is similar to buying and selling a cross-purchase plan by using your life insurance to finance a Buy/Sell Redemption Plan. You are effectively using the proceeds from your life insurance to fund a Buy/Sell Redemption Plan to make changes in ownership on a partner, a corporation or a member. This could be similar to basic buy-sell […]

What is Health Insurance? Affordable health insurance is essential to protect you in the event of an unexpected, costly emergency. This is possible only by comparing prices from all the major insurance companies and choosing the best health insurance plan for you. In the past, it was difficult to find affordable health insurance. Nowadays, students, small groups, families, […]

I rarely spend too much time watching reality TV shows. I think that if it wasn’t for Barry Manilow appearing last year on a segment, I might have missed the American Idol phenomenon completely. I also would have missed the immensely entertaining interaction between Simon Cowell, the Idol hopefuls, and the constantly changing rounds of Idol […]

Doctors are not the only professionals that require medical malpractice insurance, as the insurance industry is trying to keep costs down. Many doctor’s offices now have nurse practitioners available to help patients while the doctor tends to other patients. To reduce the cost of rehabilitation and nursing homes, many people are turning to traveling nurses to care […]