Category Archives: Finance Guide

It is difficult to buy a new policy for car insurance. It is important to determine how much coverage and what level of protection you require. Here’s a list of interesting people to help you understand why certain people have the lowest insurance rates. You can find out if you fall into one of these categories to see […]

1. There is no danger of inflation Real estate doesn’t lose its value. Investing in real estate will ensure that investors’ money is protected. Inflation has devalued money time and again. Inflation is a term that refers to an increase in consumer prices. It comes from economics. An increase in price can be caused by an increase in the […]

According to the insurance industry, 3% to 10% of all insurance claims could be fraudulent. Many reports also report exaggeration. For example, if someone steals a TV, they will often hide their computer and radio and include it to the report. These are usually people who want to make a quick buck, or have been forced to […]

CONTRACTORS MUST BE AWARE OF PREMIUM AUDITS. Contractors are often subject to premium audits by insurance companies for workers compensation, general liability, and sometimes even for builders risk. All types of contractors are affected, including plumbing contractors and heating ventilation and air conditioner (HVAC), contractors, electricians, drywall contractors and roofing contractors. A premium audit involves a review […]

1. Failure to market your business effectively This is obvious, or so we thought. We find that 90-95% of the Insurance agents we talk to aren’t marketing at the right level, or aren’t marketing at all. Many agents live in comfort zones, where they rely on referrals that they happen to stumble upon. Although most agents believe they are […]

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

Before purchasing an individual health plan from either your employer or independently, there are a number of important questions you need to ask yourself before making your choice. Your coverage should meet the needs of you and your loved ones and have an affordable monthly premium. Understanding what the policy covers and costs is also […]

Health insurance provides essential financial protection against planned and unexpected medical care needs. Find an option that meets both your budget and needs. Your income-dependent coverage options for Medicaid and Child Health Plus could include either selecting a private plan from the Marketplace, or applying for public coverage such as Child Health Plus through Medicaid. […]

When renting a car, car rental companies usually ask whether you want to purchase insurance through them. Although purchasing this policy might seem beneficial, it’s also essential that you understand exactly what coverage it provides. Your personal auto insurance should typically provide cover for rental cars; however, there may be exceptions. Liability Coverage Renting a […]

Founded in 1922 by a retired farmer and former insurance salesperson, State Farm is the largest provider of auto insurance in the United States. With over 16% market share, State Farm operates in the Bloomington, Illinois headquarters, with over 19,000 independent agents, and has written over 80 million policies. State Farm is also one of Bankrate’s top picks for the best car […]