Category Archives: Finance Guide

Your Auto Insurance And Your Teenager

Unfortunately, data on teenage drivers is not available. According to the Insurance Institute for Highway Safety, 16-year-old drivers are more likely to be involved in accidents than drivers between 30 and 59 years. This is why car insurance premiums for this age group are higher. Good news is that not all auto insurance companies view young drivers […]

Smart Car Technology Is Saving Lives

Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]

What To Do If Your Homeowners Insurance Has Dumped You In California?

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]

Term Insurance – Why This is the Only Policy You Will Ever Need to Buy?

Let’s start with the most basic question. What is the purpose of insurance policies? Are you buying insurance to cover the loss of an asset insured or for investment purposes? Is it for all three? It could be for all three. Which is the best way to approach insurance? Insurance policies are only meant to be used for insurance purposes. This […]